Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$287,580+2.3% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$62,341About 0.9× the local median income ($69,144): affordable for a typical household
Days on market79 daysSlower than a year ago: buyers have time to negotiate
The typical home in Oconee County, SC is worth $287,580, up 2.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $264,731, so the area is 8.6% overvalued. It is a buyer's market: homes take about 79 days to sell, listings are up 17% from a year ago, 22% of listings have had a price cut. A household needs about $62,341 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,144. Typical rent is $1,439 a month. In the latest IRS figures, 1,106 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$287,580
Change in 1 year
+2.3%
Overvalued %
+8.6%
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Fair home value
$264,731
Change in 5 years
+28.0%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$1,559
Income needed to afford it
$62,341
Property tax rate
0.38%
Rent and investing
Typical rent
$1,439
Price-to-rent ratio
16.7×
HUD Fair Market Rent, 2 bedrooms
$894
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Gross rental yield
6.01%
Cap rate (estimate)
3.90%
Market activity
Listings vs a year ago
+17.1%
Days on market
79
Listings with a price cut
22.3%
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Homes for sale
493
Pending sales per 100 listings
24
Asking price per sq ft
$210
People and jobs
Median household income
$69,144
Population change (1 year)
+1.5%
Unemployment rate
5.9%
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Population
83,775
Income adjusted for cost of living
$80,213
Net moves in (IRS)
+1,106
Cost of living (US = 100)
86.2
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
85.6
Unhealthy air days a year
0
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Flood risk score
81.1
Wildfire risk score
63.4
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Oconee County, SC overvalued?
Home prices in Oconee County, SC are slightly above what local incomes have historically supported: fair value is about $264,731, so the area is 8.6% overvalued.
Is Oconee County, SC a buyer's or seller's market?
Oconee County, SC is a buyer's market: homes take about 79 days to sell, listings are up 17% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Oconee County, SC?
Home values in Oconee County, SC are up 2.3% over the last year.
How much do you need to earn to buy a home in Oconee County, SC?
A household needs about $62,341 a year to afford the typical home in Oconee County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,144.