Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$127,650−6.2% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$27,672About 0.6× the local median income ($45,231): affordable for a typical household
Days on market81 daysSlower than a year ago: buyers have time to negotiate
The typical home in Bamberg County, SC is worth $127,650, down 6.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $148,817, so the area is 14.2% undervalued. It is a buyer's market: homes take about 81 days to sell, listings are up 30% from a year ago, 23% of listings have had a price cut. A household needs about $27,672 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $45,231. In the latest IRS figures, 30 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$127,650
Change in 1 year
−6.2%
Overvalued %
−14.2%
Show 6 more
Fair home value
$148,817
Change in 5 years
+1.7%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$692
Income needed to afford it
$27,672
Property tax rate
0.83%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$889
Market activity
Listings vs a year ago
+30.0%
Days on market
81
Listings with a price cut
23.1%
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Homes for sale
39
Pending sales per 100 listings
5
Asking price per sq ft
$106
People and jobs
Median household income
$45,231
Population change (1 year)
−0.3%
Unemployment rate
15.0%
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Population
12,796
Income adjusted for cost of living
$52,472
Net moves in (IRS)
+30
Cost of living (US = 100)
86.2
Schools, risk and environment
FEMA hazard risk score (0 to 100)
46.5
Flood risk score
20.6
Wildfire risk score
55.9
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Walkability (1 to 20)
5.3
Road, rail and air noise
54 dB
Questions people ask
Is Bamberg County, SC overvalued?
Home prices in Bamberg County, SC are well below what local incomes have historically supported: fair value is about $148,817, so the area is 14.2% undervalued.
Is Bamberg County, SC a buyer's or seller's market?
Bamberg County, SC is a buyer's market: homes take about 81 days to sell, listings are up 30% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Bamberg County, SC?
Home values in Bamberg County, SC are down 6.2% over the last year.
How much do you need to earn to buy a home in Bamberg County, SC?
A household needs about $27,672 a year to afford the typical home in Bamberg County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $45,231.