Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$437,474−0.2% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$94,835About 1.1× the local median income ($88,993): a stretch for a typical household
Days on market63 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.0%Zillow expects prices to rise slightly
The typical home in Charleston-North Charleston, SC is worth $437,474, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $415,862, so the area is 5.2% overvalued. It is a buyer's market: homes take about 63 days to sell, listings are up 4% from a year ago, 25% of listings have had a price cut. Zillow expects prices to rise about 1.0% over the next year. A household needs about $94,835 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,993. Typical rent is $2,037 a month, or $2,575 for a house. In the latest IRS figures, 10,199 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$437,474
Change in 1 year
−0.2%
Overvalued %
+5.2%
Show 7 more
Fair home value
$415,862
Change in 5 years
+26.4%
Zillow forecast, next 12 months
+1.0%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$2,371
Income needed to afford it
$94,835
Property tax rate
0.46%
Rent and investing
Typical rent
$2,037
Typical rent for houses
$2,575
Price-to-rent ratio
17.9×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,884
Gross rental yield
5.59%
Cap rate (estimate)
3.63%
Market activity
Listings vs a year ago
+3.7%
Days on market
63
Listings with a price cut
25.4%
Show 3 more
Homes for sale
4,191
Pending sales per 100 listings
29
Asking price per sq ft
$254
People and jobs
Median household income
$88,993
Population change (1 year)
+1.7%
Unemployment rate
3.7%
Show 4 more
Population
889,263
Income adjusted for cost of living
$88,112
Net moves in (IRS)
+10,199
Cost of living (US = 100)
101.0
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
96.4
Unhealthy air days a year
1
Show 4 more
Flood risk score
89.7
Wildfire risk score
89.6
Walkability (1 to 20)
8.6
Road, rail and air noise
53 dB
Questions people ask
Is Charleston-North Charleston, SC overvalued?
Home prices in Charleston-North Charleston, SC are slightly above what local incomes have historically supported: fair value is about $415,862, so the area is 5.2% overvalued.
Is Charleston-North Charleston, SC a buyer's or seller's market?
Charleston-North Charleston, SC is a buyer's market: homes take about 63 days to sell, listings are up 4% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Charleston-North Charleston, SC?
Home values in Charleston-North Charleston, SC are down 0.2% over the last year. Zillow's forecast for the next 12 months is +1.0%.
How much do you need to earn to buy a home in Charleston-North Charleston, SC?
A household needs about $94,835 a year to afford the typical home in Charleston-North Charleston, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,993.