Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$391,900+0.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$84,956About 1.0× the local median income ($82,836): a stretch for a typical household
Days on market78 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.9%Zillow expects prices to rise slightly
The typical home in Vermont is worth $391,900, up 0.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $390,276, so the area is 0.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 78 days to sell, listings are up 15% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $84,956 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,836. In the latest IRS figures, 136 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$391,900
Change in 1 year
+0.9%
Overvalued %
+0.4%
Show 7 more
Fair home value
$390,276
Change in 5 years
+16.9%
Zillow forecast, next 12 months
+1.9%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$2,124
Income needed to afford it
$84,956
Property tax rate
1.59%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,774
Market activity
Listings vs a year ago
+14.7%
Days on market
78
Listings with a price cut
17.8%
Show 3 more
Homes for sale
2,880
Pending sales per 100 listings
34
Asking price per sq ft
$267
People and jobs
Median household income
$82,836
Population change (1 year)
−0.3%
Unemployment rate
3.6%
Show 4 more
Population
644,663
Income adjusted for cost of living
$84,527
Net moves in (IRS)
−136
Cost of living (US = 100)
98.0
Schools, risk and environment
FEMA hazard risk score (0 to 100)
47.6
Unhealthy air days a year
3
Flood risk score
64.7
Show 3 more
Wildfire risk score
20.9
Walkability (1 to 20)
8.7
Road, rail and air noise
54 dB
Questions people ask
Is Vermont overvalued?
Home prices in Vermont are slightly above what local incomes have historically supported: fair value is about $390,276, so the area is 0.4% overvalued.
Is Vermont a buyer's or seller's market?
Vermont is a balanced market, leaning toward buyers: homes take about 78 days to sell, listings are up 15% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Vermont?
Home values in Vermont are up 0.9% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Vermont?
A household needs about $84,956 a year to afford the typical home in Vermont at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,836.