Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$503,727−0.3% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$109,197About 1.2× the local median income ($91,413): a stretch for a typical household
Days on market63 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.9%Zillow expects prices to rise slightly
The typical home in Chittenden County, VT is worth $503,727, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $462,409, so the area is 8.9% overvalued. It is a buyer's market: homes take about 63 days to sell, listings are up 28% from a year ago, 25% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $109,197 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $91,413. Typical rent is $2,651 a month, or $3,481 for a house. In the latest IRS figures, 542 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$503,727
Change in 1 year
−0.3%
Overvalued %
+8.9%
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Fair home value
$462,409
Change in 5 years
+20.1%
Zillow forecast, next 12 months
+1.9%
Home value to income
5.5×
Monthly mortgage payment (20% down)
$2,730
Income needed to afford it
$109,197
Property tax rate
1.51%
Rent and investing
Typical rent
$2,651
Typical rent for houses
$3,481
Price-to-rent ratio
15.8×
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HUD Fair Market Rent, 2 bedrooms
$2,165
Gross rental yield
6.32%
Cap rate (estimate)
4.10%
Market activity
Listings vs a year ago
+28.5%
Days on market
63
Listings with a price cut
24.8%
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Homes for sale
464
Pending sales per 100 listings
38
Asking price per sq ft
$305
People and jobs
Median household income
$91,413
Population change (1 year)
−0.3%
Unemployment rate
3.2%
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Population
169,115
Income adjusted for cost of living
$90,598
Net moves in (IRS)
−542
Cost of living (US = 100)
100.9
Schools, risk and environment
School rating (1 to 10)
7.6
FEMA hazard risk score (0 to 100)
63.9
Unhealthy air days a year
4
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Flood risk score
76.4
Wildfire risk score
25.4
Walkability (1 to 20)
10.6
Road, rail and air noise
53 dB
Questions people ask
Is Chittenden County, VT overvalued?
Home prices in Chittenden County, VT are slightly above what local incomes have historically supported: fair value is about $462,409, so the area is 8.9% overvalued.
Is Chittenden County, VT a buyer's or seller's market?
Chittenden County, VT is a buyer's market: homes take about 63 days to sell, listings are up 28% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Chittenden County, VT?
Home values in Chittenden County, VT are down 0.3% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Chittenden County, VT?
A household needs about $109,197 a year to afford the typical home in Chittenden County, VT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $91,413.