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Lamoille County, VT housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$489,639+0.9% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$106,144About 1.2× the local median income ($87,863): a stretch for a typical household
Days on market92 daysSlower than a year ago: buyers have time to negotiate

The typical home in Lamoille County, VT is worth $489,639, up 0.9% from a year ago. That is well below what local incomes have historically supported: fair value is about $552,584, so the area is 11.4% undervalued. It is a buyer's market: homes take about 92 days to sell, listings are up 17% from a year ago, 13% of listings have had a price cut. A household needs about $106,144 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,863. Typical rent is $1,589 a month. In the latest IRS figures, 44 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K$500K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$489,639
Change in 1 year+0.9%
Overvalued %−11.4%
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Fair home value$552,584
Change in 5 years+7.8%
Home value to income5.6×
Monthly mortgage payment (20% down)$2,654
Income needed to afford it$106,144
Property tax rate1.57%

Rent and investing

Typical rent$1,589
Price-to-rent ratio25.7×
HUD Fair Market Rent, 2 bedrooms$1,535
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Gross rental yield3.89%
Cap rate (estimate)2.53%

Market activity

Listings vs a year ago+16.9%
Days on market92
Listings with a price cut13.2%
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Homes for sale201
Pending sales per 100 listings18
Asking price per sq ft$358

People and jobs

Median household income$87,863
Population change (1 year)+0.6%
Unemployment rate3.3%
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Population26,294
Income adjusted for cost of living$91,239
Net moves in (IRS)−44
Cost of living (US = 100)96.3

Schools, risk and environment

School rating (1 to 10)4.6
FEMA hazard risk score (0 to 100)18.3
Flood risk score42.8
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Wildfire risk score14.0
Walkability (1 to 20)7.8
Road, rail and air noise54 dB

Questions people ask

Is Lamoille County, VT overvalued?
Home prices in Lamoille County, VT are well below what local incomes have historically supported: fair value is about $552,584, so the area is 11.4% undervalued.
Is Lamoille County, VT a buyer's or seller's market?
Lamoille County, VT is a buyer's market: homes take about 92 days to sell, listings are up 17% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Lamoille County, VT?
Home values in Lamoille County, VT are up 0.9% over the last year.
How much do you need to earn to buy a home in Lamoille County, VT?
A household needs about $106,144 a year to afford the typical home in Lamoille County, VT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,863.

Nearby and similar counties

ZIP codes in Lamoille County (open on the map)

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