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Franklin County, VT housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$362,297+0.9% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$78,538About 0.9× the local median income ($83,266): affordable for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.9%Zillow expects prices to rise slightly

The typical home in Franklin County, VT is worth $362,297, up 0.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $344,415, so the area is 5.2% overvalued. It is a buyer's market: homes take about 80 days to sell, listings are up 57% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $78,538 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,266. Typical rent is $1,888 a month, or $2,479 for a house. In the latest IRS figures, 64 more people moved in than out.

Home value over time

$0K$100K$200K$300K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$362,297
Change in 1 year+0.9%
Overvalued %+5.2%
Show 7 more
Fair home value$344,415
Change in 5 years+23.0%
Zillow forecast, next 12 months+1.9%
Home value to income4.4×
Monthly mortgage payment (20% down)$1,963
Income needed to afford it$78,538
Property tax rate1.41%

Rent and investing

Typical rent$1,888
Typical rent for houses$2,479
Price-to-rent ratio16.0×
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HUD Fair Market Rent, 2 bedrooms$2,165
Gross rental yield6.25%
Cap rate (estimate)4.07%

Market activity

Listings vs a year ago+57.0%
Days on market80
Listings with a price cut22.3%
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Homes for sale212
Pending sales per 100 listings30
Asking price per sq ft$227

People and jobs

Median household income$83,266
Population change (1 year)+0.1%
Unemployment rate3.2%
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Population51,177
Income adjusted for cost of living$82,523
Net moves in (IRS)+64
Cost of living (US = 100)100.9

Schools, risk and environment

School rating (1 to 10)4.5
FEMA hazard risk score (0 to 100)29.2
Flood risk score52.1
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Wildfire risk score12.6
Walkability (1 to 20)7.5
Road, rail and air noise54 dB

Questions people ask

Is Franklin County, VT overvalued?
Home prices in Franklin County, VT are slightly above what local incomes have historically supported: fair value is about $344,415, so the area is 5.2% overvalued.
Is Franklin County, VT a buyer's or seller's market?
Franklin County, VT is a buyer's market: homes take about 80 days to sell, listings are up 57% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Franklin County, VT?
Home values in Franklin County, VT are up 0.9% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Franklin County, VT?
A household needs about $78,538 a year to afford the typical home in Franklin County, VT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,266.

Nearby and similar counties

ZIP codes in Franklin County (open on the map)

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