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Windham County, VT housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$368,593−0.4% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$79,903About 1.2× the local median income ($69,080): a stretch for a typical household
Days on market78 daysAbout the same pace as a year ago

The typical home in Windham County, VT is worth $368,593, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $352,934, so the area is 4.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 78 days to sell, listings are up 8% from a year ago, 13% of listings have had a price cut. A household needs about $79,903 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,080. Typical rent is $1,866 a month. In the latest IRS figures, 17 more people moved out than in.

Home value over time

$0K$100K$200K$300K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$368,593
Change in 1 year−0.4%
Overvalued %+4.4%
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Fair home value$352,934
Change in 5 years+11.6%
Home value to income5.3×
Monthly mortgage payment (20% down)$1,998
Income needed to afford it$79,903
Property tax rate1.81%

Rent and investing

Typical rent$1,866
Price-to-rent ratio16.5×
HUD Fair Market Rent, 2 bedrooms$1,605
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Gross rental yield6.08%
Cap rate (estimate)3.95%

Market activity

Listings vs a year ago+7.9%
Days on market78
Listings with a price cut12.8%
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Homes for sale357
Pending sales per 100 listings27
Asking price per sq ft$254

People and jobs

Median household income$69,080
Population change (1 year)−0.6%
Unemployment rate4.8%
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Population45,204
Income adjusted for cost of living$71,734
Net moves in (IRS)−17
Cost of living (US = 100)96.3

Schools, risk and environment

School rating (1 to 10)5.1
FEMA hazard risk score (0 to 100)56.9
Unhealthy air days a year4
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Flood risk score71.3
Wildfire risk score20.9
Walkability (1 to 20)8.3
Road, rail and air noise54 dB

Questions people ask

Is Windham County, VT overvalued?
Home prices in Windham County, VT are slightly above what local incomes have historically supported: fair value is about $352,934, so the area is 4.4% overvalued.
Is Windham County, VT a buyer's or seller's market?
Windham County, VT is a balanced market, leaning toward buyers: homes take about 78 days to sell, listings are up 8% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Windham County, VT?
Home values in Windham County, VT are down 0.4% over the last year.
How much do you need to earn to buy a home in Windham County, VT?
A household needs about $79,903 a year to afford the typical home in Windham County, VT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,080.

Nearby and similar counties

ZIP codes in Windham County (open on the map)

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