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Lafayette County, WI housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$250,604+8.1% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$54,326About 0.7× the local median income ($76,636): affordable for a typical household
Days on market72 daysSlower than a year ago: buyers have time to negotiate

The typical home in Lafayette County, WI is worth $250,604, up 8.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $208,213, so the area is 20.4% overvalued. It is a seller's market: homes take about 72 days to sell, listings are down 7% from a year ago, 24% of listings have had a price cut. A household needs about $54,326 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,636. In the latest IRS figures, 41 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$250,604
Change in 1 year+8.1%
Overvalued %+20.4%
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Fair home value$208,213
Change in 5 years+34.0%
Home value to income3.3×
Monthly mortgage payment (20% down)$1,358
Income needed to afford it$54,326
Property tax rate1.57%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−7.1%
Days on market72
Listings with a price cut24.5%
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Homes for sale26
Pending sales per 100 listings54
Asking price per sq ft$168

People and jobs

Median household income$76,636
Population change (1 year)+0.8%
Unemployment rate2.9%
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Population17,478
Income adjusted for cost of living$85,531
Net moves in (IRS)+41
Cost of living (US = 100)89.6

Schools, risk and environment

School rating (1 to 10)6.7
FEMA hazard risk score (0 to 100)33.1
Flood risk score27.3
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Wildfire risk score14.7
Walkability (1 to 20)5.5
Road, rail and air noise53 dB

Questions people ask

Is Lafayette County, WI overvalued?
Home prices in Lafayette County, WI are well above what local incomes have historically supported: fair value is about $208,213, so the area is 20.4% overvalued.
Is Lafayette County, WI a buyer's or seller's market?
Lafayette County, WI is a seller's market: homes take about 72 days to sell, listings are down 7% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Lafayette County, WI?
Home values in Lafayette County, WI are up 8.1% over the last year.
How much do you need to earn to buy a home in Lafayette County, WI?
A household needs about $54,326 a year to afford the typical home in Lafayette County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,636.

Nearby and similar counties

ZIP codes in Lafayette County (open on the map)

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