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Buffalo County, WI housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$260,791+9.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$56,534About 0.8× the local median income ($71,901): affordable for a typical household
Days on market51 daysFaster than a year ago: sellers have the edge

The typical home in Buffalo County, WI is worth $260,791, up 9.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $220,264, so the area is 18.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 14% from a year ago, 24% of listings have had a price cut. A household needs about $56,534 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,901. In the latest IRS figures, 60 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$260,791
Change in 1 year+9.4%
Overvalued %+18.4%
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Fair home value$220,264
Change in 5 years+32.5%
Home value to income3.6×
Monthly mortgage payment (20% down)$1,413
Income needed to afford it$56,534
Property tax rate1.32%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,019

Market activity

Listings vs a year ago+14.3%
Days on market51
Listings with a price cut24.2%
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Homes for sale40
Pending sales per 100 listings25
Asking price per sq ft$156

People and jobs

Median household income$71,901
Population change (1 year)−0.6%
Unemployment rate2.9%
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Population13,318
Income adjusted for cost of living$80,247
Net moves in (IRS)−60
Cost of living (US = 100)89.6

Schools, risk and environment

School rating (1 to 10)6.2
FEMA hazard risk score (0 to 100)14.5
Flood risk score24.6
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Wildfire risk score4.3
Walkability (1 to 20)5.2
Road, rail and air noise52 dB

Questions people ask

Is Buffalo County, WI overvalued?
Home prices in Buffalo County, WI are well above what local incomes have historically supported: fair value is about $220,264, so the area is 18.4% overvalued.
Is Buffalo County, WI a buyer's or seller's market?
Buffalo County, WI is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 14% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Buffalo County, WI?
Home values in Buffalo County, WI are up 9.4% over the last year.
How much do you need to earn to buy a home in Buffalo County, WI?
A household needs about $56,534 a year to afford the typical home in Buffalo County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,901.

Nearby and similar counties

ZIP codes in Buffalo County (open on the map)

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