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Vernon County, WI housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$262,834+8.9% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$56,977About 0.8× the local median income ($70,437): affordable for a typical household
Days on market57 daysFaster than a year ago: sellers have the edge
Next 12 months+3.4%Zillow expects prices to rise slightly

The typical home in Vernon County, WI is worth $262,834, up 8.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $246,800, so the area is 6.5% overvalued. It is a balanced market: homes take about 57 days to sell, listings are up 11% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 3.4% over the next year. A household needs about $56,977 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,437. In the latest IRS figures, 70 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$262,834
Change in 1 year+8.9%
Overvalued %+6.5%
Show 7 more
Fair home value$246,800
Change in 5 years+17.5%
Zillow forecast, next 12 months+3.4%
Home value to income3.7×
Monthly mortgage payment (20% down)$1,424
Income needed to afford it$56,977
Property tax rate1.33%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,097

Market activity

Listings vs a year ago+11.4%
Days on market57
Listings with a price cut17.1%
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Homes for sale88
Pending sales per 100 listings26
Asking price per sq ft$179

People and jobs

Median household income$70,437
Population change (1 year)+0.2%
Unemployment rate2.5%
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Population31,443
Income adjusted for cost of living$76,729
Net moves in (IRS)+70
Cost of living (US = 100)91.8

Schools, risk and environment

School rating (1 to 10)5.2
FEMA hazard risk score (0 to 100)75.0
Flood risk score70.2
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Wildfire risk score17.2
Walkability (1 to 20)5.3
Road, rail and air noise53 dB

Questions people ask

Is Vernon County, WI overvalued?
Home prices in Vernon County, WI are slightly above what local incomes have historically supported: fair value is about $246,800, so the area is 6.5% overvalued.
Is Vernon County, WI a buyer's or seller's market?
Vernon County, WI is a balanced market: homes take about 57 days to sell, listings are up 11% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Vernon County, WI?
Home values in Vernon County, WI are up 8.9% over the last year. Zillow's forecast for the next 12 months is +3.4%.
How much do you need to earn to buy a home in Vernon County, WI?
A household needs about $56,977 a year to afford the typical home in Vernon County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,437.

Nearby and similar counties

ZIP codes in Vernon County (open on the map)

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