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La Crosse County, WI housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$331,836+5.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$71,935About 0.9× the local median income ($76,443): affordable for a typical household
Days on market43 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.4%Zillow expects prices to rise slightly

The typical home in La Crosse County, WI is worth $331,836, up 5.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $301,043, so the area is 10.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 43 days to sell, listings are up 21% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 3.4% over the next year. A household needs about $71,935 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,443. Typical rent is $1,356 a month, or $1,896 for a house. In the latest IRS figures, 238 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$331,836
Change in 1 year+5.2%
Overvalued %+10.2%
Show 7 more
Fair home value$301,043
Change in 5 years+27.2%
Zillow forecast, next 12 months+3.4%
Home value to income4.3×
Monthly mortgage payment (20% down)$1,798
Income needed to afford it$71,935
Property tax rate1.54%

Rent and investing

Typical rent$1,356
Typical rent for houses$1,896
Price-to-rent ratio20.4×
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HUD Fair Market Rent, 2 bedrooms$1,343
Gross rental yield4.90%
Cap rate (estimate)3.19%

Market activity

Listings vs a year ago+21.4%
Days on market43
Listings with a price cut17.3%
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Homes for sale227
Pending sales per 100 listings54
Asking price per sq ft$192

People and jobs

Median household income$76,443
Population change (1 year)+0.3%
Unemployment rate3.1%
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Population121,339
Income adjusted for cost of living$83,271
Net moves in (IRS)+238
Cost of living (US = 100)91.8

Schools, risk and environment

School rating (1 to 10)6.4
FEMA hazard risk score (0 to 100)80.5
Unhealthy air days a year0
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Flood risk score74.0
Wildfire risk score11.8
Walkability (1 to 20)11.2
Road, rail and air noise53 dB

Questions people ask

Is La Crosse County, WI overvalued?
Home prices in La Crosse County, WI are well above what local incomes have historically supported: fair value is about $301,043, so the area is 10.2% overvalued.
Is La Crosse County, WI a buyer's or seller's market?
La Crosse County, WI is a balanced market, leaning toward sellers: homes take about 43 days to sell, listings are up 21% from a year ago, 17% of listings have had a price cut.
Are home prices going down in La Crosse County, WI?
Home values in La Crosse County, WI are up 5.2% over the last year. Zillow's forecast for the next 12 months is +3.4%.
How much do you need to earn to buy a home in La Crosse County, WI?
A household needs about $71,935 a year to afford the typical home in La Crosse County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,443.

Nearby and similar counties

ZIP codes in La Crosse County (open on the map)

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