Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$322,813+2.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$69,979About 0.9× the local median income ($77,827): affordable for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge
Next 12 months+4.0%Zillow expects prices to rise slightly
The typical home in Eau Claire County, WI is worth $322,813, up 2.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $293,223, so the area is 10.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are up 27% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 4.0% over the next year. A household needs about $69,979 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,827. Typical rent is $1,117 a month, or $1,189 for a house. In the latest IRS figures, 249 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$322,813
Change in 1 year
+2.9%
Overvalued %
+10.1%
Show 7 more
Fair home value
$293,223
Change in 5 years
+25.0%
Zillow forecast, next 12 months
+4.0%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,749
Income needed to afford it
$69,979
Property tax rate
1.35%
Rent and investing
Typical rent
$1,117
Typical rent for houses
$1,189
Price-to-rent ratio
24.1×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,259
Gross rental yield
4.15%
Cap rate (estimate)
2.70%
Market activity
Listings vs a year ago
+26.6%
Days on market
52
Listings with a price cut
21.4%
Show 3 more
Homes for sale
243
Pending sales per 100 listings
50
Asking price per sq ft
$187
People and jobs
Median household income
$77,827
Population change (1 year)
+0.4%
Unemployment rate
3.0%
Show 4 more
Population
109,033
Income adjusted for cost of living
$83,865
Net moves in (IRS)
+249
Cost of living (US = 100)
92.8
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
78.3
Unhealthy air days a year
11
Show 4 more
Flood risk score
79.9
Wildfire risk score
30.1
Walkability (1 to 20)
7.6
Road, rail and air noise
54 dB
Questions people ask
Is Eau Claire County, WI overvalued?
Home prices in Eau Claire County, WI are well above what local incomes have historically supported: fair value is about $293,223, so the area is 10.1% overvalued.
Is Eau Claire County, WI a buyer's or seller's market?
Eau Claire County, WI is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are up 27% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Eau Claire County, WI?
Home values in Eau Claire County, WI are up 2.9% over the last year. Zillow's forecast for the next 12 months is +4.0%.
How much do you need to earn to buy a home in Eau Claire County, WI?
A household needs about $69,979 a year to afford the typical home in Eau Claire County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,827.