Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$321,857+3.1% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$69,772About 0.9× the local median income ($75,727): affordable for a typical household
Days on market56 daysFaster than a year ago: sellers have the edge
Next 12 months+4.0%Zillow expects prices to rise slightly
The typical home in Eau Claire, WI is worth $321,857, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $279,306, so the area is 15.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 56 days to sell, listings are up 23% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 4.0% over the next year. A household needs about $69,772 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,727. Typical rent is $1,147 a month, or $1,220 for a house. In the latest IRS figures, 367 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$321,857
Change in 1 year
+3.1%
Overvalued %
+15.2%
Show 7 more
Fair home value
$279,306
Change in 5 years
+26.4%
Zillow forecast, next 12 months
+4.0%
Home value to income
4.3×
Monthly mortgage payment (20% down)
$1,744
Income needed to afford it
$69,772
Property tax rate
1.24%
Rent and investing
Typical rent
$1,147
Typical rent for houses
$1,220
Price-to-rent ratio
23.4×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,259
Gross rental yield
4.28%
Cap rate (estimate)
2.78%
Market activity
Listings vs a year ago
+22.9%
Days on market
56
Listings with a price cut
23.2%
Show 3 more
Homes for sale
429
Pending sales per 100 listings
43
Asking price per sq ft
$190
People and jobs
Median household income
$75,727
Population change (1 year)
+0.4%
Unemployment rate
3.0%
Show 4 more
Population
176,647
Income adjusted for cost of living
$81,602
Net moves in (IRS)
+367
Cost of living (US = 100)
92.8
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
74.1
Unhealthy air days a year
11
Show 4 more
Flood risk score
76.5
Wildfire risk score
26.2
Walkability (1 to 20)
7.2
Road, rail and air noise
54 dB
Questions people ask
Is Eau Claire, WI overvalued?
Home prices in Eau Claire, WI are well above what local incomes have historically supported: fair value is about $279,306, so the area is 15.2% overvalued.
Is Eau Claire, WI a buyer's or seller's market?
Eau Claire, WI is a balanced market, leaning toward buyers: homes take about 56 days to sell, listings are up 23% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Eau Claire, WI?
Home values in Eau Claire, WI are up 3.1% over the last year. Zillow's forecast for the next 12 months is +4.0%.
How much do you need to earn to buy a home in Eau Claire, WI?
A household needs about $69,772 a year to afford the typical home in Eau Claire, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,727.