Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$330,730+5.0% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$71,695About 0.9× the local median income ($75,481): affordable for a typical household
Days on market45 daysAbout the same pace as a year ago
Next 12 months+3.4%Zillow expects prices to rise slightly
The typical home in La Crosse-Onalaska, WI-MN is worth $330,730, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $298,386, so the area is 10.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 21% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 3.4% over the next year. A household needs about $71,695 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,481. Typical rent is $1,353 a month, or $1,891 for a house. In the latest IRS figures, 307 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$330,730
Change in 1 year
+5.0%
Overvalued %
+10.8%
Show 7 more
Fair home value
$298,386
Change in 5 years
+28.7%
Zillow forecast, next 12 months
+3.4%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$1,792
Income needed to afford it
$71,695
Property tax rate
1.47%
Rent and investing
Typical rent
$1,353
Typical rent for houses
$1,891
Price-to-rent ratio
20.4×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,298
Gross rental yield
4.91%
Cap rate (estimate)
3.19%
Market activity
Listings vs a year ago
+21.1%
Days on market
45
Listings with a price cut
16.4%
Show 3 more
Homes for sale
373
Pending sales per 100 listings
44
Asking price per sq ft
$184
People and jobs
Median household income
$75,481
Population change (1 year)
+0.2%
Unemployment rate
2.9%
Show 4 more
Population
171,182
Income adjusted for cost of living
$82,223
Net moves in (IRS)
+307
Cost of living (US = 100)
91.8
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
74.0
Unhealthy air days a year
0
Show 4 more
Flood risk score
70.3
Wildfire risk score
12.5
Walkability (1 to 20)
9.8
Road, rail and air noise
53 dB
Questions people ask
Is La Crosse-Onalaska, WI-MN overvalued?
Home prices in La Crosse-Onalaska, WI-MN are well above what local incomes have historically supported: fair value is about $298,386, so the area is 10.8% overvalued.
Is La Crosse-Onalaska, WI-MN a buyer's or seller's market?
La Crosse-Onalaska, WI-MN is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 21% from a year ago, 16% of listings have had a price cut.
Are home prices going down in La Crosse-Onalaska, WI-MN?
Home values in La Crosse-Onalaska, WI-MN are up 5.0% over the last year. Zillow's forecast for the next 12 months is +3.4%.
How much do you need to earn to buy a home in La Crosse-Onalaska, WI-MN?
A household needs about $71,695 a year to afford the typical home in La Crosse-Onalaska, WI-MN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,481.