Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$334,449+3.6% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$72,501About 1.0× the local median income ($74,144): affordable for a typical household
Days on market53 daysAbout the same pace as a year ago
The typical home in Polk County, WI is worth $334,449, up 3.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $261,834, so the area is 27.7% overvalued. It is a buyer's market: homes take about 53 days to sell, listings are up 31% from a year ago, 20% of listings have had a price cut. A household needs about $72,501 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,144. Typical rent is $1,100 a month. In the latest IRS figures, 43 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$334,449
Change in 1 year
+3.6%
Overvalued %
+27.7%
Show 6 more
Fair home value
$261,834
Change in 5 years
+21.9%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,813
Income needed to afford it
$72,501
Property tax rate
1.13%
Rent and investing
Typical rent
$1,100
Price-to-rent ratio
25.3×
HUD Fair Market Rent, 2 bedrooms
$1,121
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Gross rental yield
3.95%
Cap rate (estimate)
2.57%
Market activity
Listings vs a year ago
+31.0%
Days on market
53
Listings with a price cut
19.9%
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Homes for sale
186
Pending sales per 100 listings
16
Asking price per sq ft
$214
People and jobs
Median household income
$74,144
Population change (1 year)
+0.1%
Unemployment rate
3.4%
Show 4 more
Population
45,803
Income adjusted for cost of living
$82,750
Net moves in (IRS)
+43
Cost of living (US = 100)
89.6
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
63.3
Flood risk score
55.2
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Wildfire risk score
41.7
Walkability (1 to 20)
5.8
Road, rail and air noise
53 dB
Questions people ask
Is Polk County, WI overvalued?
Home prices in Polk County, WI are well above what local incomes have historically supported: fair value is about $261,834, so the area is 27.7% overvalued.
Is Polk County, WI a buyer's or seller's market?
Polk County, WI is a buyer's market: homes take about 53 days to sell, listings are up 31% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Polk County, WI?
Home values in Polk County, WI are up 3.6% over the last year.
How much do you need to earn to buy a home in Polk County, WI?
A household needs about $72,501 a year to afford the typical home in Polk County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,144.