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Sauk County, WI housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$344,270+5.7% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$74,630About 1.0× the local median income ($77,228): affordable for a typical household
Days on market54 daysAbout the same pace as a year ago

The typical home in Sauk County, WI is worth $344,270, up 5.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $297,798, so the area is 15.6% overvalued. It is a seller's market: homes take about 54 days to sell, listings are up 2% from a year ago, 16% of listings have had a price cut. A household needs about $74,630 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,228. Typical rent is $1,280 a month. In the latest IRS figures, 36 more people moved in than out.

Home value over time

$0K$100K$200K$300K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$344,270
Change in 1 year+5.7%
Overvalued %+15.6%
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Fair home value$297,798
Change in 5 years+25.2%
Home value to income4.5×
Monthly mortgage payment (20% down)$1,866
Income needed to afford it$74,630
Property tax rate1.45%

Rent and investing

Typical rent$1,280
Price-to-rent ratio22.4×
HUD Fair Market Rent, 2 bedrooms$1,168
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Gross rental yield4.46%
Cap rate (estimate)2.90%

Market activity

Listings vs a year ago+2.2%
Days on market54
Listings with a price cut16.2%
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Homes for sale186
Pending sales per 100 listings47
Asking price per sq ft$220

People and jobs

Median household income$77,228
Population change (1 year)+0.1%
Unemployment rate2.3%
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Population66,652
Income adjusted for cost of living$86,192
Net moves in (IRS)+36
Cost of living (US = 100)89.6

Schools, risk and environment

School rating (1 to 10)5.1
FEMA hazard risk score (0 to 100)72.1
Unhealthy air days a year6
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Flood risk score77.5
Wildfire risk score27.2
Walkability (1 to 20)6.8
Road, rail and air noise53 dB

Questions people ask

Is Sauk County, WI overvalued?
Home prices in Sauk County, WI are well above what local incomes have historically supported: fair value is about $297,798, so the area is 15.6% overvalued.
Is Sauk County, WI a buyer's or seller's market?
Sauk County, WI is a seller's market: homes take about 54 days to sell, listings are up 2% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Sauk County, WI?
Home values in Sauk County, WI are up 5.7% over the last year.
How much do you need to earn to buy a home in Sauk County, WI?
A household needs about $74,630 a year to afford the typical home in Sauk County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,228.

Nearby and similar counties

ZIP codes in Sauk County (open on the map)

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