Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$245,585+4.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$53,238About 0.9× the local median income ($61,027): affordable for a typical household
Days on market87 daysSlower than a year ago: buyers have time to negotiate
The typical home in Adams County, WI is worth $245,585, up 4.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $188,842, so the area is 30.0% overvalued. It is a balanced market, leaning toward sellers: homes take about 87 days to sell, listings are up 10% from a year ago, 16% of listings have had a price cut. A household needs about $53,238 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,027. In the latest IRS figures, 152 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$245,585
Change in 1 year
+4.2%
Overvalued %
+30.0%
Show 6 more
Fair home value
$188,842
Change in 5 years
+36.9%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,331
Income needed to afford it
$53,238
Property tax rate
1.20%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+9.5%
Days on market
87
Listings with a price cut
15.9%
Show 3 more
Homes for sale
162
Pending sales per 100 listings
25
Asking price per sq ft
$189
People and jobs
Median household income
$61,027
Population change (1 year)
+0.9%
Unemployment rate
4.5%
Show 4 more
Population
21,752
Income adjusted for cost of living
$68,110
Net moves in (IRS)
+152
Cost of living (US = 100)
89.6
Schools, risk and environment
School rating (1 to 10)
2.6
FEMA hazard risk score (0 to 100)
70.9
Flood risk score
72.5
Show 3 more
Wildfire risk score
53.1
Walkability (1 to 20)
4.9
Road, rail and air noise
52 dB
Questions people ask
Is Adams County, WI overvalued?
Home prices in Adams County, WI are well above what local incomes have historically supported: fair value is about $188,842, so the area is 30.0% overvalued.
Is Adams County, WI a buyer's or seller's market?
Adams County, WI is a balanced market, leaning toward sellers: homes take about 87 days to sell, listings are up 10% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Adams County, WI?
Home values in Adams County, WI are up 4.2% over the last year.
How much do you need to earn to buy a home in Adams County, WI?
A household needs about $53,238 a year to afford the typical home in Adams County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,027.