Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$246,038+7.9% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$53,336About 0.7× the local median income ($72,835): affordable for a typical household
Days on market50 daysFaster than a year ago: sellers have the edge
The typical home in Lincoln County, WI is worth $246,038, up 7.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $220,076, so the area is 11.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 50 days to sell, listings are up 19% from a year ago, 14% of listings have had a price cut. A household needs about $53,336 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,835. Typical rent is $839 a month. In the latest IRS figures, 224 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$246,038
Change in 1 year
+7.9%
Overvalued %
+11.8%
Show 6 more
Fair home value
$220,076
Change in 5 years
+30.0%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,333
Income needed to afford it
$53,336
Property tax rate
1.32%
Rent and investing
Typical rent
$839
Price-to-rent ratio
24.4×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
4.09%
Cap rate (estimate)
2.66%
Market activity
Listings vs a year ago
+19.4%
Days on market
50
Listings with a price cut
14.3%
Show 3 more
Homes for sale
86
Pending sales per 100 listings
48
Asking price per sq ft
$231
People and jobs
Median household income
$72,835
Population change (1 year)
+0.0%
Unemployment rate
3.2%
Show 4 more
Population
28,403
Income adjusted for cost of living
$81,289
Net moves in (IRS)
+224
Cost of living (US = 100)
89.6
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
52.6
Flood risk score
56.2
Show 3 more
Wildfire risk score
29.6
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Lincoln County, WI overvalued?
Home prices in Lincoln County, WI are well above what local incomes have historically supported: fair value is about $220,076, so the area is 11.8% overvalued.
Is Lincoln County, WI a buyer's or seller's market?
Lincoln County, WI is a balanced market, leaning toward sellers: homes take about 50 days to sell, listings are up 19% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Lincoln County, WI?
Home values in Lincoln County, WI are up 7.9% over the last year.
How much do you need to earn to buy a home in Lincoln County, WI?
A household needs about $53,336 a year to afford the typical home in Lincoln County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,835.