Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$408,550+1.1% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$88,565About 1.1× the local median income ($82,779): a stretch for a typical household
Days on market74 daysFaster than a year ago: sellers have the edge
The typical home in Somervell County, TX is worth $408,550, up 1.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $373,510, so the area is 9.4% overvalued. It is a buyer's market: homes take about 74 days to sell, listings are up 8% from a year ago, 23% of listings have had a price cut. A household needs about $88,565 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,779. In the latest IRS figures, 94 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$408,550
Change in 1 year
+1.1%
Overvalued %
+9.4%
Show 6 more
Fair home value
$373,510
Change in 5 years
+22.3%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$2,214
Income needed to afford it
$88,565
Property tax rate
0.91%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+8.3%
Days on market
74
Listings with a price cut
23.0%
Show 3 more
Homes for sale
65
Pending sales per 100 listings
12
Asking price per sq ft
$216
People and jobs
Median household income
$82,779
Population change (1 year)
+1.7%
Unemployment rate
3.2%
Show 4 more
Population
10,261
Income adjusted for cost of living
$94,281
Net moves in (IRS)
+94
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
8.0
FEMA hazard risk score (0 to 100)
10.8
Flood risk score
20.1
Show 3 more
Wildfire risk score
81.0
Walkability (1 to 20)
6.0
Road, rail and air noise
54 dB
Questions people ask
Is Somervell County, TX overvalued?
Home prices in Somervell County, TX are slightly above what local incomes have historically supported: fair value is about $373,510, so the area is 9.4% overvalued.
Is Somervell County, TX a buyer's or seller's market?
Somervell County, TX is a buyer's market: homes take about 74 days to sell, listings are up 8% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Somervell County, TX?
Home values in Somervell County, TX are up 1.1% over the last year.
How much do you need to earn to buy a home in Somervell County, TX?
A household needs about $88,565 a year to afford the typical home in Somervell County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,779.