Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$208,410−0.6% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$45,179About 0.8× the local median income ($58,628): affordable for a typical household
Days on market130 daysSlower than a year ago: buyers have time to negotiate
The typical home in San Saba County, TX is worth $208,410, down 0.6% from a year ago. That is well below what local incomes have historically supported: fair value is about $269,264, so the area is 22.6% undervalued. It is a buyer's market: homes take about 130 days to sell, listings are up 4% from a year ago, 14% of listings have had a price cut. A household needs about $45,179 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,628. In the latest IRS figures, 5 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$208,410
Change in 1 year
−0.6%
Overvalued %
−22.6%
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Fair home value
$269,264
Change in 5 years
−12.0%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,129
Income needed to afford it
$45,179
Property tax rate
0.90%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,140
Market activity
Listings vs a year ago
+4.0%
Days on market
130
Listings with a price cut
14.3%
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Homes for sale
26
Pending sales per 100 listings
12
Asking price per sq ft
$201
People and jobs
Median household income
$58,628
Population change (1 year)
−0.4%
Unemployment rate
3.1%
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Population
5,787
Income adjusted for cost of living
$66,774
Net moves in (IRS)
+5
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
7.3
Flood risk score
14.9
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Wildfire risk score
71.5
Walkability (1 to 20)
7.4
Road, rail and air noise
53 dB
Questions people ask
Is San Saba County, TX overvalued?
Home prices in San Saba County, TX are well below what local incomes have historically supported: fair value is about $269,264, so the area is 22.6% undervalued.
Is San Saba County, TX a buyer's or seller's market?
San Saba County, TX is a buyer's market: homes take about 130 days to sell, listings are up 4% from a year ago, 14% of listings have had a price cut.
Are home prices going down in San Saba County, TX?
Home values in San Saba County, TX are down 0.6% over the last year.
How much do you need to earn to buy a home in San Saba County, TX?
A household needs about $45,179 a year to afford the typical home in San Saba County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,628.