Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$205,845+0.7% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$44,623About 0.7× the local median income ($65,319): affordable for a typical household
Days on market114 daysSlower than a year ago: buyers have time to negotiate
The typical home in Matagorda County, TX is worth $205,845, up 0.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $225,438, so the area is 8.7% undervalued. It is a balanced market: homes take about 114 days to sell, listings are down 7% from a year ago, 15% of listings have had a price cut. A household needs about $44,623 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,319. Typical rent is $863 a month. In the latest IRS figures, 1 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$205,845
Change in 1 year
+0.7%
Overvalued %
−8.7%
Show 6 more
Fair home value
$225,438
Change in 5 years
+11.5%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,116
Income needed to afford it
$44,623
Property tax rate
1.35%
Rent and investing
Typical rent
$863
Price-to-rent ratio
19.9×
HUD Fair Market Rent, 2 bedrooms
$1,226
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Gross rental yield
5.03%
Cap rate (estimate)
3.27%
Market activity
Listings vs a year ago
−7.1%
Days on market
114
Listings with a price cut
14.6%
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Homes for sale
275
Pending sales per 100 listings
16
Asking price per sq ft
$186
People and jobs
Median household income
$65,319
Population change (1 year)
+0.8%
Unemployment rate
8.7%
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Population
36,463
Income adjusted for cost of living
$74,395
Net moves in (IRS)
−1
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
80.3
Flood risk score
68.0
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Wildfire risk score
73.7
Walkability (1 to 20)
6.8
Road, rail and air noise
52 dB
Questions people ask
Is Matagorda County, TX overvalued?
Home prices in Matagorda County, TX are slightly below what local incomes have historically supported: fair value is about $225,438, so the area is 8.7% undervalued.
Is Matagorda County, TX a buyer's or seller's market?
Matagorda County, TX is a balanced market: homes take about 114 days to sell, listings are down 7% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Matagorda County, TX?
Home values in Matagorda County, TX are up 0.7% over the last year.
How much do you need to earn to buy a home in Matagorda County, TX?
A household needs about $44,623 a year to afford the typical home in Matagorda County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,319.