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Harrison County, TX housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$207,787+0.9% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$45,044About 0.7× the local median income ($63,802): affordable for a typical household
Days on market84 daysAbout the same pace as a year ago
Next 12 months+2.5%Zillow expects prices to rise slightly

The typical home in Harrison County, TX is worth $207,787, up 0.9% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $228,179, so the area is 8.9% undervalued. It is a buyer's market: homes take about 84 days to sell, listings are up 18% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 2.5% over the next year. A household needs about $45,044 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,802. Typical rent is $1,265 a month, or $1,706 for a house. In the latest IRS figures, 222 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$207,787
Change in 1 year+0.9%
Overvalued %−8.9%
Show 7 more
Fair home value$228,179
Change in 5 years+5.9%
Zillow forecast, next 12 months+2.5%
Home value to income3.3×
Monthly mortgage payment (20% down)$1,126
Income needed to afford it$45,044
Property tax rate0.97%

Rent and investing

Typical rent$1,265
Typical rent for houses$1,706
Price-to-rent ratio13.7×
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HUD Fair Market Rent, 2 bedrooms$1,244
Gross rental yield7.30%
Cap rate (estimate)4.75%

Market activity

Listings vs a year ago+18.3%
Days on market84
Listings with a price cut23.3%
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Homes for sale297
Pending sales per 100 listings22
Asking price per sq ft$151

People and jobs

Median household income$63,802
Population change (1 year)+0.8%
Unemployment rate5.6%
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Population71,956
Income adjusted for cost of living$71,287
Net moves in (IRS)+222
Cost of living (US = 100)89.5

Schools, risk and environment

School rating (1 to 10)6.3
FEMA hazard risk score (0 to 100)77.7
Unhealthy air days a year0
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Flood risk score63.5
Wildfire risk score77.0
Walkability (1 to 20)5.5
Road, rail and air noise52 dB

Questions people ask

Is Harrison County, TX overvalued?
Home prices in Harrison County, TX are slightly below what local incomes have historically supported: fair value is about $228,179, so the area is 8.9% undervalued.
Is Harrison County, TX a buyer's or seller's market?
Harrison County, TX is a buyer's market: homes take about 84 days to sell, listings are up 18% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Harrison County, TX?
Home values in Harrison County, TX are up 0.9% over the last year. Zillow's forecast for the next 12 months is +2.5%.
How much do you need to earn to buy a home in Harrison County, TX?
A household needs about $45,044 a year to afford the typical home in Harrison County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,802.

Nearby and similar counties

ZIP codes in Harrison County (open on the map)

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