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Karnes County, TX housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$207,861−1.0% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$45,060About 0.7× the local median income ($68,534): affordable for a typical household
Days on market82 daysFaster than a year ago: sellers have the edge

The typical home in Karnes County, TX is worth $207,861, down 1.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $311,705, so the area is 33.3% undervalued. It is a balanced market, leaning toward buyers: homes take about 82 days to sell, listings are down 3% from a year ago, 0% of listings have had a price cut. A household needs about $45,060 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,534. In the latest IRS figures, 35 more people moved out than in.

Home value over time

$0K$100K$200K$300K201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$207,861
Change in 1 year−1.0%
Overvalued %−33.3%
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Fair home value$311,705
Change in 5 years−27.7%
Home value to income3.0×
Monthly mortgage payment (20% down)$1,126
Income needed to afford it$45,060
Property tax rate0.93%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,143

Market activity

Listings vs a year ago−2.8%
Days on market82
Listings with a price cut0.0%
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Homes for sale35
Pending sales per 100 listings23
Asking price per sq ft$133

People and jobs

Median household income$68,534
Population change (1 year)−0.0%
Unemployment rate2.9%
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Population15,018
Income adjusted for cost of living$78,057
Net moves in (IRS)−35
Cost of living (US = 100)87.8

Schools, risk and environment

School rating (1 to 10)5.3
FEMA hazard risk score (0 to 100)58.4
Unhealthy air days a year0
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Flood risk score63.8
Wildfire risk score59.2
Walkability (1 to 20)6.0
Road, rail and air noise54 dB

Questions people ask

Is Karnes County, TX overvalued?
Home prices in Karnes County, TX are well below what local incomes have historically supported: fair value is about $311,705, so the area is 33.3% undervalued.
Is Karnes County, TX a buyer's or seller's market?
Karnes County, TX is a balanced market, leaning toward buyers: homes take about 82 days to sell, listings are down 3% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Karnes County, TX?
Home values in Karnes County, TX are down 1.0% over the last year.
How much do you need to earn to buy a home in Karnes County, TX?
A household needs about $45,060 a year to afford the typical home in Karnes County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,534.

Nearby and similar counties

ZIP codes in Karnes County (open on the map)

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