Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$209,609−0.1% YoY · prices are flat
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 9% have cut their price
Income needed to buy, per year$45,439About 0.7× the local median income ($63,333): affordable for a typical household
Days on market84 daysSlower than a year ago: buyers have time to negotiate
The typical home in Camp County, TX is worth $209,609, about the same as a year ago. That is well below what local incomes have historically supported: fair value is about $248,493, so the area is 15.6% undervalued. It is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 17% from a year ago, 9% of listings have had a price cut. A household needs about $45,439 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,333. In the latest IRS figures, 129 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$209,609
Change in 1 year
−0.1%
Overvalued %
−15.6%
Show 6 more
Fair home value
$248,493
Change in 5 years
+0.9%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,136
Income needed to afford it
$45,439
Property tax rate
1.10%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−16.8%
Days on market
84
Listings with a price cut
9.1%
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Homes for sale
94
Pending sales per 100 listings
10
Asking price per sq ft
$173
People and jobs
Median household income
$63,333
Population change (1 year)
+1.2%
Unemployment rate
5.7%
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Population
13,380
Income adjusted for cost of living
$72,133
Net moves in (IRS)
+129
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
39.3
Flood risk score
23.7
Show 3 more
Wildfire risk score
71.0
Walkability (1 to 20)
5.2
Road, rail and air noise
52 dB
Questions people ask
Is Camp County, TX overvalued?
Home prices in Camp County, TX are well below what local incomes have historically supported: fair value is about $248,493, so the area is 15.6% undervalued.
Is Camp County, TX a buyer's or seller's market?
Camp County, TX is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 17% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Camp County, TX?
Home values in Camp County, TX are down 0.1% over the last year.
How much do you need to earn to buy a home in Camp County, TX?
A household needs about $45,439 a year to afford the typical home in Camp County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,333.