Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$210,224−2.2% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 4% have cut their price
Income needed to buy, per year$45,572About 0.7× the local median income ($66,331): affordable for a typical household
Days on market134 daysSlower than a year ago: buyers have time to negotiate
The typical home in Live Oak County, TX is worth $210,224, down 2.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $274,885, so the area is 23.5% undervalued. It is a buyer's market: homes take about 134 days to sell, listings are up 4% from a year ago, 4% of listings have had a price cut. A household needs about $45,572 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,331. In the latest IRS figures, 46 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$210,224
Change in 1 year
−2.2%
Overvalued %
−23.5%
Show 6 more
Fair home value
$274,885
Change in 5 years
−7.8%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,139
Income needed to afford it
$45,572
Property tax rate
0.96%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,115
Market activity
Listings vs a year ago
+4.2%
Days on market
134
Listings with a price cut
4.4%
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Homes for sale
74
Pending sales per 100 listings
16
Asking price per sq ft
$155
People and jobs
Median household income
$66,331
Population change (1 year)
+0.6%
Unemployment rate
5.9%
Show 4 more
Population
11,929
Income adjusted for cost of living
$75,548
Net moves in (IRS)
+46
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
7.9
FEMA hazard risk score (0 to 100)
33.7
Flood risk score
25.3
Show 3 more
Wildfire risk score
46.0
Walkability (1 to 20)
6.0
Road, rail and air noise
55 dB
Questions people ask
Is Live Oak County, TX overvalued?
Home prices in Live Oak County, TX are well below what local incomes have historically supported: fair value is about $274,885, so the area is 23.5% undervalued.
Is Live Oak County, TX a buyer's or seller's market?
Live Oak County, TX is a buyer's market: homes take about 134 days to sell, listings are up 4% from a year ago, 4% of listings have had a price cut.
Are home prices going down in Live Oak County, TX?
Home values in Live Oak County, TX are down 2.2% over the last year.
How much do you need to earn to buy a home in Live Oak County, TX?
A household needs about $45,572 a year to afford the typical home in Live Oak County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,331.