Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$206,297−1.6% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$44,721About 0.7× the local median income ($68,156): affordable for a typical household
Days on market101 daysAbout the same pace as a year ago
The typical home in Jackson County, TX is worth $206,297, down 1.6% from a year ago. That is well below what local incomes have historically supported: fair value is about $236,492, so the area is 12.8% undervalued. It is a balanced market, leaning toward buyers: homes take about 101 days to sell, listings are down 6% from a year ago, 18% of listings have had a price cut. A household needs about $44,721 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,156. In the latest IRS figures, 9 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$206,297
Change in 1 year
−1.6%
Overvalued %
−12.8%
Show 6 more
Fair home value
$236,492
Change in 5 years
−16.2%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,118
Income needed to afford it
$44,721
Property tax rate
1.02%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,142
Market activity
Listings vs a year ago
−5.6%
Days on market
101
Listings with a price cut
17.9%
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Homes for sale
85
Pending sales per 100 listings
14
Asking price per sq ft
$149
People and jobs
Median household income
$68,156
Population change (1 year)
+0.2%
Unemployment rate
5.3%
Show 4 more
Population
15,393
Income adjusted for cost of living
$77,626
Net moves in (IRS)
+9
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
8.3
FEMA hazard risk score (0 to 100)
71.7
Flood risk score
55.3
Show 3 more
Wildfire risk score
63.9
Walkability (1 to 20)
5.9
Road, rail and air noise
54 dB
Questions people ask
Is Jackson County, TX overvalued?
Home prices in Jackson County, TX are well below what local incomes have historically supported: fair value is about $236,492, so the area is 12.8% undervalued.
Is Jackson County, TX a buyer's or seller's market?
Jackson County, TX is a balanced market, leaning toward buyers: homes take about 101 days to sell, listings are down 6% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Jackson County, TX?
Home values in Jackson County, TX are down 1.6% over the last year.
How much do you need to earn to buy a home in Jackson County, TX?
A household needs about $44,721 a year to afford the typical home in Jackson County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,156.