Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$204,554+1.3% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 13% have cut their price
Income needed to buy, per year$44,343About 0.8× the local median income ($52,973): affordable for a typical household
Days on market85 daysAbout the same pace as a year ago
Next 12 months+0.9%Zillow expects prices to rise slightly
The typical home in Cameron County, TX is worth $204,554, up 1.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $210,842, so the area is 3.0% undervalued. It is a balanced market: homes take about 85 days to sell, listings are down 10% from a year ago, 13% of listings have had a price cut. Zillow expects prices to rise about 0.9% over the next year. A household needs about $44,343 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,973. Typical rent is $1,509 a month, or $1,806 for a house. In the latest IRS figures, 1,575 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$204,554
Change in 1 year
+1.3%
Overvalued %
−3.0%
Show 7 more
Fair home value
$210,842
Change in 5 years
+24.1%
Zillow forecast, next 12 months
+0.9%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,109
Income needed to afford it
$44,343
Property tax rate
1.50%
Rent and investing
Typical rent
$1,509
Typical rent for houses
$1,806
Price-to-rent ratio
11.3×
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HUD Fair Market Rent, 2 bedrooms
$1,042
Gross rental yield
8.85%
Cap rate (estimate)
5.75%
Market activity
Listings vs a year ago
−9.5%
Days on market
85
Listings with a price cut
12.6%
Show 3 more
Homes for sale
1,550
Pending sales per 100 listings
22
Asking price per sq ft
$181
People and jobs
Median household income
$52,973
Population change (1 year)
+0.2%
Unemployment rate
5.9%
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Population
433,946
Income adjusted for cost of living
$61,597
Net moves in (IRS)
−1,575
Cost of living (US = 100)
86.0
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
97.3
Unhealthy air days a year
8
Show 4 more
Flood risk score
92.8
Wildfire risk score
83.8
Walkability (1 to 20)
6.5
Road, rail and air noise
54 dB
Questions people ask
Is Cameron County, TX overvalued?
Home prices in Cameron County, TX are slightly below what local incomes have historically supported: fair value is about $210,842, so the area is 3.0% undervalued.
Is Cameron County, TX a buyer's or seller's market?
Cameron County, TX is a balanced market: homes take about 85 days to sell, listings are down 10% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Cameron County, TX?
Home values in Cameron County, TX are up 1.3% over the last year. Zillow's forecast for the next 12 months is +0.9%.
How much do you need to earn to buy a home in Cameron County, TX?
A household needs about $44,343 a year to afford the typical home in Cameron County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,973.