Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$203,663+0.4% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$44,150About 0.8× the local median income ($55,607): affordable for a typical household
Days on market110 daysAbout the same pace as a year ago
The typical home in Houston County, TX is worth $203,663, about the same as a year ago. That is well below what local incomes have historically supported: fair value is about $258,769, so the area is 21.3% undervalued. It is a buyer's market: homes take about 110 days to sell, listings are up 12% from a year ago, 14% of listings have had a price cut. A household needs about $44,150 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,607. In the latest IRS figures, 181 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$203,663
Change in 1 year
+0.4%
Overvalued %
−21.3%
Show 6 more
Fair home value
$258,769
Change in 5 years
−14.4%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,104
Income needed to afford it
$44,150
Property tax rate
0.84%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,046
Market activity
Listings vs a year ago
+11.9%
Days on market
110
Listings with a price cut
13.5%
Show 3 more
Homes for sale
169
Pending sales per 100 listings
7
Asking price per sq ft
$152
People and jobs
Median household income
$55,607
Population change (1 year)
−0.1%
Unemployment rate
6.7%
Show 4 more
Population
22,316
Income adjusted for cost of living
$63,334
Net moves in (IRS)
+181
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
60.7
Flood risk score
40.0
Show 3 more
Wildfire risk score
77.8
Walkability (1 to 20)
4.7
Road, rail and air noise
52 dB
Questions people ask
Is Houston County, TX overvalued?
Home prices in Houston County, TX are well below what local incomes have historically supported: fair value is about $258,769, so the area is 21.3% undervalued.
Is Houston County, TX a buyer's or seller's market?
Houston County, TX is a buyer's market: homes take about 110 days to sell, listings are up 12% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Houston County, TX?
Home values in Houston County, TX are up 0.4% over the last year.
How much do you need to earn to buy a home in Houston County, TX?
A household needs about $44,150 a year to afford the typical home in Houston County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,607.