Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$201,862+0.1% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$43,759About 0.7× the local median income ($63,985): affordable for a typical household
Days on market85 daysAbout the same pace as a year ago
The typical home in Delta County, TX is worth $201,862, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $194,978, so the area is 3.5% overvalued. It is a buyer's market: homes take about 85 days to sell, listings are up 14% from a year ago, 26% of listings have had a price cut. A household needs about $43,759 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,985. In the latest IRS figures, 33 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$201,862
Change in 1 year
+0.1%
Overvalued %
+3.5%
Show 6 more
Fair home value
$194,978
Change in 5 years
+15.7%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,094
Income needed to afford it
$43,759
Property tax rate
0.95%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+13.8%
Days on market
85
Listings with a price cut
25.5%
Show 3 more
Homes for sale
33
Pending sales per 100 listings
9
Asking price per sq ft
$131
People and jobs
Median household income
$63,985
Population change (1 year)
−0.2%
Unemployment rate
4.3%
Show 4 more
Population
5,549
Income adjusted for cost of living
$72,876
Net moves in (IRS)
+33
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
8.9
Flood risk score
6.4
Show 3 more
Wildfire risk score
39.6
Walkability (1 to 20)
4.1
Road, rail and air noise
54 dB
Questions people ask
Is Delta County, TX overvalued?
Home prices in Delta County, TX are slightly above what local incomes have historically supported: fair value is about $194,978, so the area is 3.5% overvalued.
Is Delta County, TX a buyer's or seller's market?
Delta County, TX is a buyer's market: homes take about 85 days to sell, listings are up 14% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Delta County, TX?
Home values in Delta County, TX are up 0.1% over the last year.
How much do you need to earn to buy a home in Delta County, TX?
A household needs about $43,759 a year to afford the typical home in Delta County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,985.