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York County, PA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$309,136+3.4% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$67,014About 0.8× the local median income ($81,537): affordable for a typical household
Days on market43 daysAbout the same pace as a year ago
Next 12 months+3.6%Zillow expects prices to rise slightly

The typical home in York County, PA is worth $309,136, up 3.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $270,380, so the area is 14.3% overvalued. It is a balanced market: homes take about 43 days to sell, listings are up 20% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 3.6% over the next year. A household needs about $67,014 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,537. Typical rent is $1,380 a month, or $1,695 for a house. In the latest IRS figures, 2,433 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$309,136
Change in 1 year+3.4%
Overvalued %+14.3%
Show 7 more
Fair home value$270,380
Change in 5 years+32.8%
Zillow forecast, next 12 months+3.6%
Home value to income3.8×
Monthly mortgage payment (20% down)$1,675
Income needed to afford it$67,014
Property tax rate1.61%

Rent and investing

Typical rent$1,380
Typical rent for houses$1,695
Price-to-rent ratio18.7×
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HUD Fair Market Rent, 2 bedrooms$1,327
Gross rental yield5.36%
Cap rate (estimate)3.48%

Market activity

Listings vs a year ago+19.8%
Days on market43
Listings with a price cut18.3%
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Homes for sale976
Pending sales per 100 listings70
Asking price per sq ft$176

People and jobs

Median household income$81,537
Population change (1 year)+0.7%
Unemployment rate4.5%
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Population473,197
Income adjusted for cost of living$84,934
Net moves in (IRS)+2,433
Cost of living (US = 100)96.0

Schools, risk and environment

School rating (1 to 10)6.1
FEMA hazard risk score (0 to 100)90.4
Unhealthy air days a year3
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Flood risk score93.3
Wildfire risk score41.0
Walkability (1 to 20)8.8
Road, rail and air noise54 dB

Questions people ask

Is York County, PA overvalued?
Home prices in York County, PA are well above what local incomes have historically supported: fair value is about $270,380, so the area is 14.3% overvalued.
Is York County, PA a buyer's or seller's market?
York County, PA is a balanced market: homes take about 43 days to sell, listings are up 20% from a year ago, 18% of listings have had a price cut.
Are home prices going down in York County, PA?
Home values in York County, PA are up 3.4% over the last year. Zillow's forecast for the next 12 months is +3.6%.
How much do you need to earn to buy a home in York County, PA?
A household needs about $67,014 a year to afford the typical home in York County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,537.

Nearby and similar counties

ZIP codes in York County (open on the map)

See every chart for York County, PA on the map