Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$295,020+4.9% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$63,954About 0.9× the local median income ($74,727): affordable for a typical household
Days on market59 daysAbout the same pace as a year ago
The typical home in Union County, PA is worth $295,020, up 4.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $263,866, so the area is 11.8% overvalued. It is a seller's market: homes take about 59 days to sell, listings are down 30% from a year ago, 20% of listings have had a price cut. A household needs about $63,954 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,727. Typical rent is $1,233 a month. In the latest IRS figures, 176 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$295,020
Change in 1 year
+4.9%
Overvalued %
+11.8%
Show 6 more
Fair home value
$263,866
Change in 5 years
+31.0%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,599
Income needed to afford it
$63,954
Property tax rate
1.14%
Rent and investing
Typical rent
$1,233
Price-to-rent ratio
19.9×
HUD Fair Market Rent, 2 bedrooms
$1,028
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Gross rental yield
5.02%
Cap rate (estimate)
3.26%
Market activity
Listings vs a year ago
−29.7%
Days on market
59
Listings with a price cut
19.8%
Show 3 more
Homes for sale
52
Pending sales per 100 listings
69
Asking price per sq ft
$195
People and jobs
Median household income
$74,727
Population change (1 year)
−0.8%
Unemployment rate
2.2%
Show 4 more
Population
42,313
Income adjusted for cost of living
$82,754
Net moves in (IRS)
−176
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
8.8
FEMA hazard risk score (0 to 100)
55.2
Flood risk score
71.8
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Wildfire risk score
10.4
Walkability (1 to 20)
6.5
Road, rail and air noise
54 dB
Questions people ask
Is Union County, PA overvalued?
Home prices in Union County, PA are well above what local incomes have historically supported: fair value is about $263,866, so the area is 11.8% overvalued.
Is Union County, PA a buyer's or seller's market?
Union County, PA is a seller's market: homes take about 59 days to sell, listings are down 30% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Union County, PA?
Home values in Union County, PA are up 4.9% over the last year.
How much do you need to earn to buy a home in Union County, PA?
A household needs about $63,954 a year to afford the typical home in Union County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,727.