Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$331,644+3.0% YoY · prices are rising
Market right nowBalanced, leaning sellersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$71,893About 0.8× the local median income ($85,854): affordable for a typical household
Days on market54 daysAbout the same pace as a year ago
Next 12 months+2.7%Zillow expects prices to rise slightly
The typical home in Adams County, PA is worth $331,644, up 3.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $318,079, so the area is 4.3% overvalued. It is a balanced market, leaning toward sellers: homes take about 54 days to sell, listings are up 10% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 2.7% over the next year. A household needs about $71,893 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,854. Typical rent is $1,373 a month, or $1,630 for a house. In the latest IRS figures, 879 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$331,644
Change in 1 year
+3.0%
Overvalued %
+4.3%
Show 7 more
Fair home value
$318,079
Change in 5 years
+26.7%
Zillow forecast, next 12 months
+2.7%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,797
Income needed to afford it
$71,893
Property tax rate
1.33%
Rent and investing
Typical rent
$1,373
Typical rent for houses
$1,630
Price-to-rent ratio
20.1×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,354
Gross rental yield
4.97%
Cap rate (estimate)
3.23%
Market activity
Listings vs a year ago
+9.9%
Days on market
54
Listings with a price cut
17.0%
Show 3 more
Homes for sale
277
Pending sales per 100 listings
61
Asking price per sq ft
$210
People and jobs
Median household income
$85,854
Population change (1 year)
+0.4%
Unemployment rate
3.4%
Show 4 more
Population
107,594
Income adjusted for cost of living
$89,994
Net moves in (IRS)
+879
Cost of living (US = 100)
95.4
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
67.5
Unhealthy air days a year
0
Show 4 more
Flood risk score
76.2
Wildfire risk score
44.2
Walkability (1 to 20)
7.2
Road, rail and air noise
54 dB
Questions people ask
Is Adams County, PA overvalued?
Home prices in Adams County, PA are slightly above what local incomes have historically supported: fair value is about $318,079, so the area is 4.3% overvalued.
Is Adams County, PA a buyer's or seller's market?
Adams County, PA is a balanced market, leaning toward sellers: homes take about 54 days to sell, listings are up 10% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Adams County, PA?
Home values in Adams County, PA are up 3.0% over the last year. Zillow's forecast for the next 12 months is +2.7%.
How much do you need to earn to buy a home in Adams County, PA?
A household needs about $71,893 a year to afford the typical home in Adams County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,854.