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Linn County, IA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$242,923+3.0% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$52,661About 0.7× the local median income ($75,639): affordable for a typical household
Days on market44 daysAbout the same pace as a year ago
Next 12 months+4.8%Zillow expects prices to rise strongly

The typical home in Linn County, IA is worth $242,923, up 3.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $213,049, so the area is 14.0% overvalued. It is a seller's market: homes take about 44 days to sell, listings are down 38% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 4.8% over the next year. A household needs about $52,661 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,639. Typical rent is $1,262 a month, or $1,767 for a house. In the latest IRS figures, 83 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$242,923
Change in 1 year+3.0%
Overvalued %+14.0%
Show 7 more
Fair home value$213,049
Change in 5 years+22.8%
Zillow forecast, next 12 months+4.8%
Home value to income3.2×
Monthly mortgage payment (20% down)$1,317
Income needed to afford it$52,661
Property tax rate1.66%

Rent and investing

Typical rent$1,262
Typical rent for houses$1,767
Price-to-rent ratio16.0×
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HUD Fair Market Rent, 2 bedrooms$1,054
Gross rental yield6.24%
Cap rate (estimate)4.05%

Market activity

Listings vs a year ago−37.7%
Days on market44
Listings with a price cut14.0%
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Homes for sale456
Pending sales per 100 listings98
Asking price per sq ft$161

People and jobs

Median household income$75,639
Population change (1 year)+0.7%
Unemployment rate3.5%
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Population232,028
Income adjusted for cost of living$84,988
Net moves in (IRS)−83
Cost of living (US = 100)89.0

Schools, risk and environment

School rating (1 to 10)5.1
FEMA hazard risk score (0 to 100)86.7
Unhealthy air days a year5
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Flood risk score86.7
Wildfire risk score47.0
Walkability (1 to 20)10.6
Road, rail and air noise54 dB

Questions people ask

Is Linn County, IA overvalued?
Home prices in Linn County, IA are well above what local incomes have historically supported: fair value is about $213,049, so the area is 14.0% overvalued.
Is Linn County, IA a buyer's or seller's market?
Linn County, IA is a seller's market: homes take about 44 days to sell, listings are down 38% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Linn County, IA?
Home values in Linn County, IA are up 3.0% over the last year. Zillow's forecast for the next 12 months is +4.8%.
How much do you need to earn to buy a home in Linn County, IA?
A household needs about $52,661 a year to afford the typical home in Linn County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,639.

Nearby and similar counties

ZIP codes in Linn County (open on the map)

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