Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$282,938+9.5% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 28% have cut their price
Income needed to buy, per year$61,335About 0.7× the local median income ($85,848): affordable for a typical household
Days on market57 daysAbout the same pace as a year ago
Next 12 months+4.8%Zillow expects prices to rise strongly
The typical home in Benton County, IA is worth $282,938, up 9.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $237,444, so the area is 19.2% overvalued. It is a seller's market: homes take about 57 days to sell, listings are down 24% from a year ago, 28% of listings have had a price cut. Zillow expects prices to rise about 4.8% over the next year. A household needs about $61,335 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,848. Typical rent is $762 a month, or $1,067 for a house. In the latest IRS figures, 2 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$282,938
Change in 1 year
+9.5%
Overvalued %
+19.2%
Show 7 more
Fair home value
$237,444
Change in 5 years
+38.0%
Zillow forecast, next 12 months
+4.8%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,533
Income needed to afford it
$61,335
Property tax rate
1.31%
Rent and investing
Typical rent
$762
Typical rent for houses
$1,067
Price-to-rent ratio
30.9×
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HUD Fair Market Rent, 2 bedrooms
$982
Gross rental yield
3.23%
Cap rate (estimate)
2.10%
Market activity
Listings vs a year ago
−23.8%
Days on market
57
Listings with a price cut
28.4%
Show 3 more
Homes for sale
80
Pending sales per 100 listings
51
Asking price per sq ft
$137
People and jobs
Median household income
$85,848
Population change (1 year)
+0.6%
Unemployment rate
2.0%
Show 4 more
Population
26,004
Income adjusted for cost of living
$96,458
Net moves in (IRS)
+2
Cost of living (US = 100)
89.0
Schools, risk and environment
School rating (1 to 10)
7.4
FEMA hazard risk score (0 to 100)
28.8
Flood risk score
40.3
Show 3 more
Wildfire risk score
36.4
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Benton County, IA overvalued?
Home prices in Benton County, IA are well above what local incomes have historically supported: fair value is about $237,444, so the area is 19.2% overvalued.
Is Benton County, IA a buyer's or seller's market?
Benton County, IA is a seller's market: homes take about 57 days to sell, listings are down 24% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Benton County, IA?
Home values in Benton County, IA are up 9.5% over the last year. Zillow's forecast for the next 12 months is +4.8%.
How much do you need to earn to buy a home in Benton County, IA?
A household needs about $61,335 a year to afford the typical home in Benton County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,848.