Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$292,290+5.5% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$63,362About 0.7× the local median income ($88,903): affordable for a typical household
Days on market54 daysFaster than a year ago: sellers have the edge
The typical home in Plymouth County, IA is worth $292,290, up 5.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $248,350, so the area is 17.7% overvalued. It is a buyer's market: homes take about 54 days to sell, listings are up 49% from a year ago, 23% of listings have had a price cut. A household needs about $63,362 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,903. In the latest IRS figures, 109 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$292,290
Change in 1 year
+5.5%
Overvalued %
+17.7%
Show 6 more
Fair home value
$248,350
Change in 5 years
+32.4%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,584
Income needed to afford it
$63,362
Property tax rate
1.07%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,018
Market activity
Listings vs a year ago
+48.9%
Days on market
54
Listings with a price cut
23.3%
Show 3 more
Homes for sale
67
Pending sales per 100 listings
9
Asking price per sq ft
$150
People and jobs
Median household income
$88,903
Population change (1 year)
+0.1%
Unemployment rate
2.2%
Show 4 more
Population
25,697
Income adjusted for cost of living
$105,711
Net moves in (IRS)
−109
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
7.5
FEMA hazard risk score (0 to 100)
49.2
Flood risk score
45.2
Show 3 more
Wildfire risk score
70.5
Walkability (1 to 20)
6.0
Road, rail and air noise
53 dB
Questions people ask
Is Plymouth County, IA overvalued?
Home prices in Plymouth County, IA are well above what local incomes have historically supported: fair value is about $248,350, so the area is 17.7% overvalued.
Is Plymouth County, IA a buyer's or seller's market?
Plymouth County, IA is a buyer's market: homes take about 54 days to sell, listings are up 49% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Plymouth County, IA?
Home values in Plymouth County, IA are up 5.5% over the last year.
How much do you need to earn to buy a home in Plymouth County, IA?
A household needs about $63,362 a year to afford the typical home in Plymouth County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,903.