Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$241,542+7.8% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 37% have cut their price
Income needed to buy, per year$52,361About 0.7× the local median income ($76,093): affordable for a typical household
Days on market43 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+4.8%Zillow expects prices to rise strongly
The typical home in Jones County, IA is worth $241,542, up 7.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $225,047, so the area is 7.3% overvalued. It is a seller's market: homes take about 43 days to sell, listings are down 30% from a year ago, 37% of listings have had a price cut. Zillow expects prices to rise about 4.8% over the next year. A household needs about $52,361 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,093. In the latest IRS figures, 43 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$241,542
Change in 1 year
+7.8%
Overvalued %
+7.3%
Show 7 more
Fair home value
$225,047
Change in 5 years
+31.0%
Zillow forecast, next 12 months
+4.8%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,309
Income needed to afford it
$52,361
Property tax rate
1.33%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
−29.8%
Days on market
43
Listings with a price cut
37.3%
Show 3 more
Homes for sale
33
Pending sales per 100 listings
58
Asking price per sq ft
$130
People and jobs
Median household income
$76,093
Population change (1 year)
+0.4%
Unemployment rate
3.6%
Show 4 more
Population
21,253
Income adjusted for cost of living
$85,498
Net moves in (IRS)
−43
Cost of living (US = 100)
89.0
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
32.7
Flood risk score
46.4
Show 3 more
Wildfire risk score
27.4
Walkability (1 to 20)
6.3
Road, rail and air noise
54 dB
Questions people ask
Is Jones County, IA overvalued?
Home prices in Jones County, IA are slightly above what local incomes have historically supported: fair value is about $225,047, so the area is 7.3% overvalued.
Is Jones County, IA a buyer's or seller's market?
Jones County, IA is a seller's market: homes take about 43 days to sell, listings are down 30% from a year ago, 37% of listings have had a price cut.
Are home prices going down in Jones County, IA?
Home values in Jones County, IA are up 7.8% over the last year. Zillow's forecast for the next 12 months is +4.8%.
How much do you need to earn to buy a home in Jones County, IA?
A household needs about $52,361 a year to afford the typical home in Jones County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,093.