Open on the map

Iowa County, IA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$233,726+4.6% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$50,667About 0.6× the local median income ($78,465): affordable for a typical household
Days on market50 daysAbout the same pace as a year ago

The typical home in Iowa County, IA is worth $233,726, up 4.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $195,379, so the area is 19.6% overvalued. It is a seller's market: homes take about 50 days to sell, listings are up 8% from a year ago, 17% of listings have had a price cut. A household needs about $50,667 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,465. In the latest IRS figures, 47 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$233,726
Change in 1 year+4.6%
Overvalued %+19.6%
Show 6 more
Fair home value$195,379
Change in 5 years+32.2%
Home value to income3.0×
Monthly mortgage payment (20% down)$1,267
Income needed to afford it$50,667
Property tax rate1.36%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$927

Market activity

Listings vs a year ago+7.9%
Days on market50
Listings with a price cut17.4%
Show 3 more
Homes for sale41
Pending sales per 100 listings54
Asking price per sq ft$121

People and jobs

Median household income$78,465
Population change (1 year)+0.2%
Unemployment rate1.9%
Show 4 more
Population16,504
Income adjusted for cost of living$93,300
Net moves in (IRS)+47
Cost of living (US = 100)84.1

Schools, risk and environment

School rating (1 to 10)7.1
FEMA hazard risk score (0 to 100)28.2
Flood risk score32.6
Show 3 more
Wildfire risk score61.1
Walkability (1 to 20)5.9
Road, rail and air noise54 dB

Questions people ask

Is Iowa County, IA overvalued?
Home prices in Iowa County, IA are well above what local incomes have historically supported: fair value is about $195,379, so the area is 19.6% overvalued.
Is Iowa County, IA a buyer's or seller's market?
Iowa County, IA is a seller's market: homes take about 50 days to sell, listings are up 8% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Iowa County, IA?
Home values in Iowa County, IA are up 4.6% over the last year.
How much do you need to earn to buy a home in Iowa County, IA?
A household needs about $50,667 a year to afford the typical home in Iowa County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,465.

Nearby and similar counties

ZIP codes in Iowa County (open on the map)

See every chart for Iowa County, IA on the map