Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$238,489+5.5% YoY · prices are rising fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 27% have cut their price
Income needed to buy, per year$51,699About 0.7× the local median income ($71,135): affordable for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge
The typical home in Jackson County, IA is worth $238,489, up 5.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $209,710, so the area is 13.7% overvalued. It is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are down 0% from a year ago, 27% of listings have had a price cut. A household needs about $51,699 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,135. In the latest IRS figures, 18 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$238,489
Change in 1 year
+5.5%
Overvalued %
+13.7%
Show 6 more
Fair home value
$209,710
Change in 5 years
+27.9%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,292
Income needed to afford it
$51,699
Property tax rate
1.23%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
0.0%
Days on market
52
Listings with a price cut
27.1%
Show 3 more
Homes for sale
32
Pending sales per 100 listings
22
Asking price per sq ft
$133
People and jobs
Median household income
$71,135
Population change (1 year)
−0.3%
Unemployment rate
5.1%
Show 4 more
Population
19,288
Income adjusted for cost of living
$84,584
Net moves in (IRS)
+18
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
3.8
FEMA hazard risk score (0 to 100)
36.1
Flood risk score
43.3
Show 3 more
Wildfire risk score
35.7
Walkability (1 to 20)
6.5
Road, rail and air noise
54 dB
Questions people ask
Is Jackson County, IA overvalued?
Home prices in Jackson County, IA are well above what local incomes have historically supported: fair value is about $209,710, so the area is 13.7% overvalued.
Is Jackson County, IA a buyer's or seller's market?
Jackson County, IA is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are down 0% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Jackson County, IA?
Home values in Jackson County, IA are up 5.5% over the last year.
How much do you need to earn to buy a home in Jackson County, IA?
A household needs about $51,699 a year to afford the typical home in Jackson County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,135.