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Pottawattamie County, IA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$240,980+3.0% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$52,239About 0.7× the local median income ($73,799): affordable for a typical household
Days on market38 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.8%Zillow expects prices to rise slightly

The typical home in Pottawattamie County, IA is worth $240,980, up 3.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $204,554, so the area is 17.8% overvalued. It is a balanced market: homes take about 38 days to sell, listings are up 6% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $52,239 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,799. Typical rent is $1,327 a month, or $1,895 for a house. In the latest IRS figures, 20 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$240,980
Change in 1 year+3.0%
Overvalued %+17.8%
Show 7 more
Fair home value$204,554
Change in 5 years+29.5%
Zillow forecast, next 12 months+2.8%
Home value to income3.3×
Monthly mortgage payment (20% down)$1,306
Income needed to afford it$52,239
Property tax rate1.57%

Rent and investing

Typical rent$1,327
Typical rent for houses$1,895
Price-to-rent ratio15.1×
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HUD Fair Market Rent, 2 bedrooms$1,450
Gross rental yield6.61%
Cap rate (estimate)4.30%

Market activity

Listings vs a year ago+5.6%
Days on market38
Listings with a price cut22.0%
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Homes for sale187
Pending sales per 100 listings78
Asking price per sq ft$163

People and jobs

Median household income$73,799
Population change (1 year)−0.3%
Unemployment rate3.8%
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Population92,996
Income adjusted for cost of living$80,304
Net moves in (IRS)+20
Cost of living (US = 100)91.9

Schools, risk and environment

School rating (1 to 10)4.3
FEMA hazard risk score (0 to 100)80.4
Unhealthy air days a year0
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Flood risk score74.6
Wildfire risk score67.2
Walkability (1 to 20)7.0
Road, rail and air noise54 dB

Questions people ask

Is Pottawattamie County, IA overvalued?
Home prices in Pottawattamie County, IA are well above what local incomes have historically supported: fair value is about $204,554, so the area is 17.8% overvalued.
Is Pottawattamie County, IA a buyer's or seller's market?
Pottawattamie County, IA is a balanced market: homes take about 38 days to sell, listings are up 6% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Pottawattamie County, IA?
Home values in Pottawattamie County, IA are up 3.0% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Pottawattamie County, IA?
A household needs about $52,239 a year to afford the typical home in Pottawattamie County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,799.

Nearby and similar counties

ZIP codes in Pottawattamie County (open on the map)

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