Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$357,205+5.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$77,434About 0.9× the local median income ($90,988): affordable for a typical household
Days on market41 daysFaster than a year ago: sellers have the edge
Next 12 months+2.8%Zillow expects prices to rise slightly
The typical home in Saunders County, NE is worth $357,205, up 5.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $297,900, so the area is 19.9% overvalued. It is a balanced market, leaning toward sellers: homes take about 41 days to sell, listings are up 20% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $77,434 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $90,988. In the latest IRS figures, 77 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$357,205
Change in 1 year
+5.3%
Overvalued %
+19.9%
Show 7 more
Fair home value
$297,900
Change in 5 years
+29.2%
Zillow forecast, next 12 months
+2.8%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,936
Income needed to afford it
$77,434
Property tax rate
1.30%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,153
Market activity
Listings vs a year ago
+20.4%
Days on market
41
Listings with a price cut
16.7%
Show 3 more
Homes for sale
65
Pending sales per 100 listings
60
Asking price per sq ft
$212
People and jobs
Median household income
$90,988
Population change (1 year)
+1.1%
Unemployment rate
2.5%
Show 4 more
Population
23,702
Income adjusted for cost of living
$99,008
Net moves in (IRS)
+77
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
7.2
FEMA hazard risk score (0 to 100)
29.1
Flood risk score
32.5
Show 3 more
Wildfire risk score
72.2
Walkability (1 to 20)
6.0
Road, rail and air noise
53 dB
Questions people ask
Is Saunders County, NE overvalued?
Home prices in Saunders County, NE are well above what local incomes have historically supported: fair value is about $297,900, so the area is 19.9% overvalued.
Is Saunders County, NE a buyer's or seller's market?
Saunders County, NE is a balanced market, leaning toward sellers: homes take about 41 days to sell, listings are up 20% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Saunders County, NE?
Home values in Saunders County, NE are up 5.3% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Saunders County, NE?
A household needs about $77,434 a year to afford the typical home in Saunders County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $90,988.