Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$396,936+2.2% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$86,047About 0.9× the local median income ($97,167): affordable for a typical household
Days on market34 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.8%Zillow expects prices to rise slightly
The typical home in Washington County, NE is worth $396,936, up 2.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $314,613, so the area is 26.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 34 days to sell, listings are up 34% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $86,047 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $97,167. In the latest IRS figures, 26 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$396,936
Change in 1 year
+2.2%
Overvalued %
+26.2%
Show 7 more
Fair home value
$314,613
Change in 5 years
+25.4%
Zillow forecast, next 12 months
+2.8%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$2,151
Income needed to afford it
$86,047
Property tax rate
1.39%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,450
Market activity
Listings vs a year ago
+34.0%
Days on market
34
Listings with a price cut
13.7%
Show 3 more
Homes for sale
71
Pending sales per 100 listings
37
Asking price per sq ft
$196
People and jobs
Median household income
$97,167
Population change (1 year)
+0.1%
Unemployment rate
1.8%
Show 4 more
Population
21,302
Income adjusted for cost of living
$105,731
Net moves in (IRS)
−26
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
7.7
FEMA hazard risk score (0 to 100)
25.5
Unhealthy air days a year
1
Show 4 more
Flood risk score
27.1
Wildfire risk score
82.1
Walkability (1 to 20)
5.6
Road, rail and air noise
53 dB
Questions people ask
Is Washington County, NE overvalued?
Home prices in Washington County, NE are well above what local incomes have historically supported: fair value is about $314,613, so the area is 26.2% overvalued.
Is Washington County, NE a buyer's or seller's market?
Washington County, NE is a balanced market, leaning toward buyers: homes take about 34 days to sell, listings are up 34% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Washington County, NE?
Home values in Washington County, NE are up 2.2% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Washington County, NE?
A household needs about $86,047 a year to afford the typical home in Washington County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $97,167.