Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$356,669+3.0% YoY · prices are rising
Market right nowBalanced, leaning sellersMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$77,318About 0.8× the local median income ($102,043): affordable for a typical household
Days on market43 daysAbout the same pace as a year ago
Next 12 months+2.8%Zillow expects prices to rise slightly
The typical home in Sarpy County, NE is worth $356,669, up 3.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $317,699, so the area is 12.3% overvalued. It is a balanced market, leaning toward sellers: homes take about 43 days to sell, listings are up 3% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $77,318 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $102,043. Typical rent is $1,489 a month, or $2,126 for a house. In the latest IRS figures, 2,068 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$356,669
Change in 1 year
+3.0%
Overvalued %
+12.3%
Show 7 more
Fair home value
$317,699
Change in 5 years
+23.4%
Zillow forecast, next 12 months
+2.8%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,933
Income needed to afford it
$77,318
Property tax rate
1.74%
Rent and investing
Typical rent
$1,489
Typical rent for houses
$2,126
Price-to-rent ratio
20.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,450
Gross rental yield
5.01%
Cap rate (estimate)
3.26%
Market activity
Listings vs a year ago
+2.9%
Days on market
43
Listings with a price cut
13.6%
Show 3 more
Homes for sale
700
Pending sales per 100 listings
62
Asking price per sq ft
$184
People and jobs
Median household income
$102,043
Population change (1 year)
+1.9%
Unemployment rate
2.6%
Show 4 more
Population
208,303
Income adjusted for cost of living
$111,037
Net moves in (IRS)
+2,068
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
83.6
Unhealthy air days a year
1
Show 4 more
Flood risk score
73.6
Wildfire risk score
81.5
Walkability (1 to 20)
7.9
Road, rail and air noise
54 dB
Questions people ask
Is Sarpy County, NE overvalued?
Home prices in Sarpy County, NE are well above what local incomes have historically supported: fair value is about $317,699, so the area is 12.3% overvalued.
Is Sarpy County, NE a buyer's or seller's market?
Sarpy County, NE is a balanced market, leaning toward sellers: homes take about 43 days to sell, listings are up 3% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Sarpy County, NE?
Home values in Sarpy County, NE are up 3.0% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Sarpy County, NE?
A household needs about $77,318 a year to afford the typical home in Sarpy County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $102,043.