Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$243,977+4.2% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$52,889About 0.7× the local median income ($79,407): affordable for a typical household
Days on market77 daysSlower than a year ago: buyers have time to negotiate
The typical home in Delaware County, IA is worth $243,977, up 4.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $238,847, so the area is 2.1% overvalued. It is a balanced market: homes take about 77 days to sell, listings are up 14% from a year ago, 14% of listings have had a price cut. A household needs about $52,889 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,407. In the latest IRS figures, 14 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$243,977
Change in 1 year
+4.2%
Overvalued %
+2.1%
Show 6 more
Fair home value
$238,847
Change in 5 years
+16.6%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,322
Income needed to afford it
$52,889
Property tax rate
1.34%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
+13.7%
Days on market
77
Listings with a price cut
13.8%
Show 3 more
Homes for sale
58
Pending sales per 100 listings
34
Asking price per sq ft
$233
People and jobs
Median household income
$79,407
Population change (1 year)
+0.4%
Unemployment rate
2.0%
Show 4 more
Population
17,674
Income adjusted for cost of living
$94,420
Net moves in (IRS)
−14
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
7.1
FEMA hazard risk score (0 to 100)
49.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
61.7
Wildfire risk score
12.4
Walkability (1 to 20)
6.0
Road, rail and air noise
53 dB
Questions people ask
Is Delaware County, IA overvalued?
Home prices in Delaware County, IA are slightly above what local incomes have historically supported: fair value is about $238,847, so the area is 2.1% overvalued.
Is Delaware County, IA a buyer's or seller's market?
Delaware County, IA is a balanced market: homes take about 77 days to sell, listings are up 14% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Delaware County, IA?
Home values in Delaware County, IA are up 4.2% over the last year.
How much do you need to earn to buy a home in Delaware County, IA?
A household needs about $52,889 a year to afford the typical home in Delaware County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,407.