Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$250,205+5.3% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$54,239About 0.7× the local median income ($78,991): affordable for a typical household
Days on market46 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.2%Zillow expects prices to rise slightly
The typical home in Scott County, IA is worth $250,205, up 5.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $246,662, so the area is 1.4% overvalued. It is a seller's market: homes take about 46 days to sell, listings are up 4% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 3.2% over the next year. A household needs about $54,239 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,991. Typical rent is $1,041 a month, or $1,533 for a house. In the latest IRS figures, 513 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$250,205
Change in 1 year
+5.3%
Overvalued %
+1.4%
Show 7 more
Fair home value
$246,662
Change in 5 years
+22.7%
Zillow forecast, next 12 months
+3.2%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,356
Income needed to afford it
$54,239
Property tax rate
1.47%
Rent and investing
Typical rent
$1,041
Typical rent for houses
$1,533
Price-to-rent ratio
20.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,056
Gross rental yield
4.99%
Cap rate (estimate)
3.25%
Market activity
Listings vs a year ago
+4.5%
Days on market
46
Listings with a price cut
16.7%
Show 3 more
Homes for sale
487
Pending sales per 100 listings
45
Asking price per sq ft
$183
People and jobs
Median household income
$78,991
Population change (1 year)
+0.2%
Unemployment rate
3.6%
Show 4 more
Population
175,259
Income adjusted for cost of living
$88,654
Net moves in (IRS)
+513
Cost of living (US = 100)
89.1
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
84.9
Unhealthy air days a year
2
Show 4 more
Flood risk score
88.4
Wildfire risk score
52.2
Walkability (1 to 20)
7.9
Road, rail and air noise
54 dB
Questions people ask
Is Scott County, IA overvalued?
Home prices in Scott County, IA are slightly above what local incomes have historically supported: fair value is about $246,662, so the area is 1.4% overvalued.
Is Scott County, IA a buyer's or seller's market?
Scott County, IA is a seller's market: homes take about 46 days to sell, listings are up 4% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Scott County, IA?
Home values in Scott County, IA are up 5.3% over the last year. Zillow's forecast for the next 12 months is +3.2%.
How much do you need to earn to buy a home in Scott County, IA?
A household needs about $54,239 a year to afford the typical home in Scott County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,991.