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Rock Island County, IL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$156,822+3.9% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$33,996About 0.5× the local median income ($67,335): affordable for a typical household
Days on market46 daysAbout the same pace as a year ago
Next 12 months+3.2%Zillow expects prices to rise slightly

The typical home in Rock Island County, IL is worth $156,822, up 3.9% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $162,148, so the area is 3.3% undervalued. It is a balanced market, leaning toward buyers: homes take about 46 days to sell, listings are up 26% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 3.2% over the next year. A household needs about $33,996 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,335. Typical rent is $950 a month, or $1,399 for a house. In the latest IRS figures, 486 more people moved out than in.

Home value over time

$0K$50K$100K$150K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$156,822
Change in 1 year+3.9%
Overvalued %−3.3%
Show 7 more
Fair home value$162,148
Change in 5 years+16.5%
Zillow forecast, next 12 months+3.2%
Home value to income2.3×
Monthly mortgage payment (20% down)$850
Income needed to afford it$33,996
Property tax rate2.28%

Rent and investing

Typical rent$950
Typical rent for houses$1,399
Price-to-rent ratio13.8×
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HUD Fair Market Rent, 2 bedrooms$1,056
Gross rental yield7.27%
Cap rate (estimate)4.73%

Market activity

Listings vs a year ago+25.6%
Days on market46
Listings with a price cut22.1%
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Homes for sale348
Pending sales per 100 listings44
Asking price per sq ft$125

People and jobs

Median household income$67,335
Population change (1 year)+0.2%
Unemployment rate5.6%
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Population141,869
Income adjusted for cost of living$75,572
Net moves in (IRS)−486
Cost of living (US = 100)89.1

Schools, risk and environment

School rating (1 to 10)4.0
FEMA hazard risk score (0 to 100)84.1
Unhealthy air days a year2
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Flood risk score79.5
Wildfire risk score8.7
Walkability (1 to 20)7.5
Road, rail and air noise54 dB

Questions people ask

Is Rock Island County, IL overvalued?
Home prices in Rock Island County, IL are slightly below what local incomes have historically supported: fair value is about $162,148, so the area is 3.3% undervalued.
Is Rock Island County, IL a buyer's or seller's market?
Rock Island County, IL is a balanced market, leaning toward buyers: homes take about 46 days to sell, listings are up 26% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Rock Island County, IL?
Home values in Rock Island County, IL are up 3.9% over the last year. Zillow's forecast for the next 12 months is +3.2%.
How much do you need to earn to buy a home in Rock Island County, IL?
A household needs about $33,996 a year to afford the typical home in Rock Island County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,335.

Nearby and similar counties

ZIP codes in Rock Island County (open on the map)

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