Davenport-Moline-Rock Island, IA-IL housing market
Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$194,778+4.8% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$42,224About 0.6× the local median income ($73,895): affordable for a typical household
Days on market47 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.2%Zillow expects prices to rise slightly
The typical home in Davenport-Moline-Rock Island, IA-IL is worth $194,778, up 4.8% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $199,925, so the area is 2.6% undervalued. It is a balanced market, leaning toward sellers: homes take about 47 days to sell, listings are up 12% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 3.2% over the next year. A household needs about $42,224 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,895. Typical rent is $1,003 a month, or $1,476 for a house. In the latest IRS figures, 15 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$194,778
Change in 1 year
+4.8%
Overvalued %
−2.6%
Show 7 more
Fair home value
$199,925
Change in 5 years
+18.6%
Zillow forecast, next 12 months
+3.2%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$1,056
Income needed to afford it
$42,224
Property tax rate
1.88%
Rent and investing
Typical rent
$1,003
Typical rent for houses
$1,476
Price-to-rent ratio
16.2×
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HUD Fair Market Rent, 2 bedrooms
$1,056
Gross rental yield
6.18%
Cap rate (estimate)
4.02%
Market activity
Listings vs a year ago
+11.7%
Days on market
47
Listings with a price cut
19.8%
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Homes for sale
967
Pending sales per 100 listings
46
Asking price per sq ft
$146
People and jobs
Median household income
$73,895
Population change (1 year)
+0.1%
Unemployment rate
4.5%
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Population
380,452
Income adjusted for cost of living
$82,935
Net moves in (IRS)
−15
Cost of living (US = 100)
89.1
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
78.0
Unhealthy air days a year
2
Show 4 more
Flood risk score
77.2
Wildfire risk score
28.2
Walkability (1 to 20)
7.4
Road, rail and air noise
53 dB
Questions people ask
Is Davenport-Moline-Rock Island, IA-IL overvalued?
Home prices in Davenport-Moline-Rock Island, IA-IL are slightly below what local incomes have historically supported: fair value is about $199,925, so the area is 2.6% undervalued.
Is Davenport-Moline-Rock Island, IA-IL a buyer's or seller's market?
Davenport-Moline-Rock Island, IA-IL is a balanced market, leaning toward sellers: homes take about 47 days to sell, listings are up 12% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Davenport-Moline-Rock Island, IA-IL?
Home values in Davenport-Moline-Rock Island, IA-IL are up 4.8% over the last year. Zillow's forecast for the next 12 months is +3.2%.
How much do you need to earn to buy a home in Davenport-Moline-Rock Island, IA-IL?
A household needs about $42,224 a year to afford the typical home in Davenport-Moline-Rock Island, IA-IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,895.