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Bremer County, IA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$258,393+1.9% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$56,014About 0.7× the local median income ($83,565): affordable for a typical household
Days on market60 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.4%Zillow expects prices to rise slightly

The typical home in Bremer County, IA is worth $258,393, up 1.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $235,363, so the area is 9.8% overvalued. It is a buyer's market: homes take about 60 days to sell, listings are up 76% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 2.4% over the next year. A household needs about $56,014 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,565. In the latest IRS figures, 60 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$258,393
Change in 1 year+1.9%
Overvalued %+9.8%
Show 7 more
Fair home value$235,363
Change in 5 years+29.9%
Zillow forecast, next 12 months+2.4%
Home value to income3.1×
Monthly mortgage payment (20% down)$1,400
Income needed to afford it$56,014
Property tax rate1.29%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,023

Market activity

Listings vs a year ago+76.4%
Days on market60
Listings with a price cut23.5%
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Homes for sale97
Pending sales per 100 listings26
Asking price per sq ft$145

People and jobs

Median household income$83,565
Population change (1 year)−0.3%
Unemployment rate3.3%
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Population25,296
Income adjusted for cost of living$95,941
Net moves in (IRS)+60
Cost of living (US = 100)87.1

Schools, risk and environment

School rating (1 to 10)8.4
FEMA hazard risk score (0 to 100)24.6
Unhealthy air days a year2
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Flood risk score33.4
Wildfire risk score22.9
Walkability (1 to 20)6.8
Road, rail and air noise54 dB

Questions people ask

Is Bremer County, IA overvalued?
Home prices in Bremer County, IA are slightly above what local incomes have historically supported: fair value is about $235,363, so the area is 9.8% overvalued.
Is Bremer County, IA a buyer's or seller's market?
Bremer County, IA is a buyer's market: homes take about 60 days to sell, listings are up 76% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Bremer County, IA?
Home values in Bremer County, IA are up 1.9% over the last year. Zillow's forecast for the next 12 months is +2.4%.
How much do you need to earn to buy a home in Bremer County, IA?
A household needs about $56,014 a year to afford the typical home in Bremer County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,565.

Nearby and similar counties

ZIP codes in Bremer County (open on the map)

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