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Yuba County, CA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$415,272−0.8% YoY · prices are falling
Market right nowBalanced, leaning buyersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$90,022About 1.2× the local median income ($74,273): a stretch for a typical household
Days on market71 daysAbout the same pace as a year ago
Next 12 months+0.5%Zillow expects prices to stay about flat

The typical home in Yuba County, CA is worth $415,272, down 0.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $385,012, so the area is 7.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 0.5% over the next year. A household needs about $90,022 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,273. Typical rent is $2,114 a month, or $2,495 for a house. In the latest IRS figures, 849 more people moved in than out.

Home value over time

$0K$100K$200K$300K$400K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$415,272
Change in 1 year−0.8%
Overvalued %+7.9%
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Fair home value$385,012
Change in 5 years+6.3%
Zillow forecast, next 12 months+0.5%
Home value to income5.6×
Monthly mortgage payment (20% down)$2,251
Income needed to afford it$90,022
Property tax rate0.74%

Rent and investing

Typical rent$2,114
Typical rent for houses$2,495
Price-to-rent ratio16.4×
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HUD Fair Market Rent, 2 bedrooms$1,600
Gross rental yield6.11%
Cap rate (estimate)3.97%

Market activity

Listings vs a year ago+10.0%
Days on market71
Listings with a price cut18.4%
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Homes for sale274
Pending sales per 100 listings30
Asking price per sq ft$270

People and jobs

Median household income$74,273
Population change (1 year)+1.4%
Unemployment rate6.8%
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Population88,691
Income adjusted for cost of living$71,279
Net moves in (IRS)+849
Cost of living (US = 100)104.2

Schools, risk and environment

School rating (1 to 10)4.9
FEMA hazard risk score (0 to 100)80.9
Flood risk score83.8
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Wildfire risk score96.8
Walkability (1 to 20)9.3
Road, rail and air noise53 dB

Questions people ask

Is Yuba County, CA overvalued?
Home prices in Yuba County, CA are slightly above what local incomes have historically supported: fair value is about $385,012, so the area is 7.9% overvalued.
Is Yuba County, CA a buyer's or seller's market?
Yuba County, CA is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Yuba County, CA?
Home values in Yuba County, CA are down 0.8% over the last year. Zillow's forecast for the next 12 months is +0.5%.
How much do you need to earn to buy a home in Yuba County, CA?
A household needs about $90,022 a year to afford the typical home in Yuba County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,273.

Nearby and similar counties

ZIP codes in Yuba County (open on the map)

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