Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$429,409−2.0% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$93,087About 1.2× the local median income ($79,852): a stretch for a typical household
Days on market88 daysFaster than a year ago: sellers have the edge
The typical home in Calaveras County, CA is worth $429,409, down 2.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $421,293, so the area is 1.9% overvalued. It is a buyer's market: homes take about 88 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut. A household needs about $93,087 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,852. In the latest IRS figures, 97 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$429,409
Change in 1 year
−2.0%
Overvalued %
+1.9%
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Fair home value
$421,293
Change in 5 years
−2.3%
Home value to income
5.4×
Monthly mortgage payment (20% down)
$2,327
Income needed to afford it
$93,087
Property tax rate
0.73%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,533
Market activity
Listings vs a year ago
+9.7%
Days on market
88
Listings with a price cut
17.8%
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Homes for sale
507
Pending sales per 100 listings
15
Asking price per sq ft
$286
People and jobs
Median household income
$79,852
Population change (1 year)
+0.2%
Unemployment rate
4.5%
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Population
46,605
Income adjusted for cost of living
$79,852
Net moves in (IRS)
+97
Cost of living (US = 100)
100.0
Schools, risk and environment
School rating (1 to 10)
3.9
FEMA hazard risk score (0 to 100)
86.6
Unhealthy air days a year
0
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Flood risk score
77.6
Wildfire risk score
99.5
Walkability (1 to 20)
6.5
Road, rail and air noise
54 dB
Questions people ask
Is Calaveras County, CA overvalued?
Home prices in Calaveras County, CA are slightly above what local incomes have historically supported: fair value is about $421,293, so the area is 1.9% overvalued.
Is Calaveras County, CA a buyer's or seller's market?
Calaveras County, CA is a buyer's market: homes take about 88 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Calaveras County, CA?
Home values in Calaveras County, CA are down 2.0% over the last year.
How much do you need to earn to buy a home in Calaveras County, CA?
A household needs about $93,087 a year to afford the typical home in Calaveras County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,852.